Champions With Heart.

Accident Victims: Get Your Own Medical Opinion

Updated October 3, 2023

Navigating the insurance claims process, including the Statutory Benefits Accident Schedule (SABS) challenges anyone outside the legal system. But recently there was a landmark decision worth revisiting because of the opportunity it represents for claimants who have suffered from catastrophic injuries that are being disputed by their insurance companies. Read More about Accident Victims: Get Your Own Medical Opinion

Old Cases Not Necessarily Cold Cases

Personal Injury recovery: A Story of Hope

Conventional wisdom is that accident victims from incidents that happened long ago have a limited time frame to collect accident benefits required for rehabilitation and care. The following true story serves as an example for why this isn’t always the case. If you have an old case and have ongoing rehabilitation needs, there may yet be hope.

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What are Statutory Accident Benefits (SABS)? A Layman’s Guide

When you’re involved in a motor vehicle accident in Ontario, it’s crucial to be aware of your rights and the support available to you. Accident Benefits under the Statutory Accident Benefits Schedule (SABS) are a set of insurance benefits designed to provide financial and medical assistance to individuals injured in auto accidents. In this article, Campisi will explain the SABS in layman’s terms, explaining what it is, what it covers, explain minor injury guidelines, Examinations Under Oath, catastrophic impairment, optional benefits, and how to apply for Accident Benefits.

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How to Start the Accident Benefits Process after an Accident Injury

5 Essential Notes on Completing an OCF-1 Form

Sustaining an injury in an accident can be a traumatic experience and dealing with the aftermath can be overwhelming. One critical aspect of the process is completing the OCF-1 form, also known as the Application for Accident Benefits, which is essential for initiating a claim with your automobile insurance company in Ontario. To ensure a smooth and optimal completion of the form, we have compiled five valuable tips to guide you through the process.

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No-Fault Benefits Versus Fault-Based Lawsuits (Tort Claim)

When you are a victim of an accident, the first question that comes to mind is usually “who is to blame?”  And if it appears that someone else is at fault, the next question is, “how will they be held liable?” 

Ontario has a No-Fault Benefits system, known as no-fault insurance to most, which is commonly misunderstood. Read on to understand No-Fault Benefits and how they differ from Fault-based lawsuits, otherwise known as Tort Claims.

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The Importance of Understanding the Potential Health Impacts of a TBI Injury

When you have suffered a traumatic brain injury (TBI) in a car accident, it is often difficult to identify the full impact it will have on your long-term functional recovery. Symptoms and deficits can continue to manifest or evolve for months after the collision or might remain undetected until you attempt to resume work or other activities. Because mild TBIs (often called concussions) can occur without obvious or direct head trauma, and the resulting impairments are often more subtle, they are particularly challenging to diagnose and treat promptly. Without an accurate understanding of the nature and extent of your brain injury impairments, your treatment providers cannot effectively manage your rehabilitation for optimal recovery. Regardless of the severity of the initial injury, the devastating effects of a TBI can be long-lasting or permanent, especially if left untreated. The following outline will help you understand the potential scope of the impairments you could experience after a TBI, so that you can report new or changing symptoms and raise concerns with your treating professionals. 

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