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# Campisi LLP

Campisi's personal injury lawyers specialize in injuries resulting from serious vehicle accidents and catastrophic injuries like brain and spinal cord injuries.

## Sitemaps

- [XML Sitemap](https://campisilaw.ca/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://campisilaw.ca/blog/) - When you choose Campisi, you gain a trusted ally—someone who will stand by your side through every stage of the legal process.
- [5 Tips for Properly Filling Out an OCF-6 Form](https://campisilaw.ca/blog/5-tips-for-properly-filling-out-an-ocf-6-form/) - The Expense Claim Form (OCF-6) is a critical document in the process of seeking compensation for injuries sustained in a motor vehicle accident. Accidents can be overwhelming, and navigating the paperwork can be daunting. However, filling out the OCF-6 form accurately and completely is crucial to ensure you receive the benefits you deserve. In this
- [Children’s Brain Injury Lawyer, What to Expect](https://campisilaw.ca/blog/childrens-brain-injury-lawyer-what-to-expect/) - Part II – What to Expect from Your Child’s Brain Injury Lawyer This is the second article in our two part series about Traumatic Brain Injuries (TBI) in Children. (You can read our Part 1 here). What To Look for Following A Child’s Head Injury Thankfully, most mild TBIs resolve within the first three months.
- [How Much Is Your Personal Injury Case Worth?](https://campisilaw.ca/blog/how-much-is-your-personal-injury-case-worth/) - Ask A Personal Injury Law Professor Updated September 12, 2023 In this video, our founder, Joseph Campisi, who is a Professor of Insurance Law at Osgoode Hall in Toronto explains in layman terms where to start and what to expect in trying to determine the value of your case. {% video_player "embed_player" overrideable=False, type='hsvideo2', hide_playlist=True,
- [OCF-1 Form: Updates and Privacy Concerns](https://campisilaw.ca/blog/ocf-1-form-updates-and-privacy-concerns/) - Campisi’s Perspective on OCF-1 Changes The newly updated OCF-1 form, which is being released in November 2024, brings both positive and concerning changes for those filing an automobile accident benefits claim. As an injured party, it’s important to understand the implications of this form before you complete and sign it, as it now includes several
- [Show Me The Money! Finding Extra Sources of Compensation for Your Client](https://campisilaw.ca/blog/show-me-the-money-finding-extra-sources-of-compensation-for-your-client/) - In the majority of MVA claims, the facts will be straightforward. There will be one defendant who is adequately insured to compensate your client for her losses. However, situations will arise where this is not the case. My purpose in this paper is to provide a brief overview of some potential sources of compensation when
- [Traumatic Brain Injury in Children](https://campisilaw.ca/blog/traumatic-brain-injury-in-children/) - Part I - Getting the Right Help for Your Child When a child suffers a Traumatic Brain Injury, (TBI) the implications can be serious. Parents are extremely worried about the health and future well-being of their injured child, regardless of how severe the injury appears at the moment. The legal system also takes children TBIs
- [Understanding Ontario Claim Forms (OCF)](https://campisilaw.ca/blog/understanding-ontario-claim-forms-ocf/) - In Ontario, if you are injured in an accident and need to access insurance benefits, the process begins by starting a personal injury claim, commonly referred to as an Accident Benefits claim. To do this, you need to fill out specific Ontario Claim Forms (OCF). In the context of personal injury law, OCF refers to
- [Truck Accident Attorney Commonly Asked Questions: Insights from our Legal Team](https://campisilaw.ca/blog/truck-accident-attorney-commonly-asked-questions-insights-from-our-legal-team/) - Driving with Large Commercial Vehicles on Ontario Highways If you drive on Ontario’s 400-series highways, you’re familiar with the dangers posed by large commercial vehicles like tractor trailers, dump trucks, and buses. These massive vehicles can cause massive life-changing accidents due to their sheer size, weight, and inherent instability. While most commercial drivers are trained
- [What to Expect in Ontario Personal Injury Settlement Negotiations](https://campisilaw.ca/blog/what-to-expect-in-ontario-personal-injury-settlement-negotiations/) - Settlement negotiations can occur at any time during the legal process – for example, before your Statement of Claim is issued, after documentary evidence has been exchanged, once Discoveries have been conducted, or any time further evidence becomes available leading up to pre-trial and trial. Depending on the circumstances, either you or the defendant might
- [USANOVIC V. LA CAPITALE LIFE INSURANCE COMPANY, 2016 ONSC 4624](https://campisilaw.ca/blog/usanovic-v-la-capitale-life-insurance-company-2016-onsc-4624/) - Written by Susan Dhaliwal / OTLA Case Summaries / August 11, 2016 Court dismisses long-term disability lawsuit commenced three years after denial due to statute of limitations Released June 22, 2016 | Full Decision [CanLII] The plaintiff suffered a fall on September 27, 2007 and made a claim for disability benefits through a disability policy
- [2026 Ontario Auto Insurance Thresholds and Deductibles: What You Need to Know](https://campisilaw.ca/blog/threshold-deductible-ontario-2026/) - Ontario's 2026 auto insurance thresholds mean injury victims could win their case but receive nothing for pain and suffering. Understand your rights.
- [The Crucial Role of Family Physicians in Personal Injury Cases](https://campisilaw.ca/blog/the-crucial-role-of-family-physicians-in-personal-injury-cases/) - Lessons from Gavey v. Wawanesa Insurance In the realm of personal injury claims, the details matter—often more than many realize. The recent case of Gavey v. Wawanesa Insurance (2024) illustrates just how vital accurate documentation and effective communication between patients and their family physicians can be in determining the outcomes of accident benefits claims. A
- [Steps to Follow Immediately After a Car Accident - Keep Them in Your Wallet](https://campisilaw.ca/blog/steps-to-follow-immediately-after-a-car-accident-keep-them-in-your-wallet/) - Car accidents are unexpected and jarring, often leaving the people involved in a state of shock. It can be difficult to keep a level head and know what to do, especially if there have been injuries. Even those of us who work with accident victims regularly have found ourselves shaken, overwhelmed, and forgetful when we
- [Snow Removal Laws Ontario: Who’s Responsible For Removing Snow?](https://campisilaw.ca/blog/snow-removal-laws-ontario/) - Learn about snow removal laws in Ontario, including who is responsible for clearing snow from sidewalks, driveways, and public spaces to avoid fines.
- [Mistake, Duress, Unconscionability: Can I Overturn A Bad Settlement?](https://campisilaw.ca/blog/mistake-duress-unconscionability-can-i-overturn-a-bad-settlement/) - Have you ever met someone who was in a car accident, settled his or her accident benefits claim or potential lawsuit but didn’t receive adequate compensation to cover ongoing medical treatment, lost time at work or personal or household assistance? Unfortunately, this happens far too frequently in Ontario- often, but not always, these accident victims
- [M.F.Z. V Aviva Insurance Canada - Beneficial Decision For Accident Victims](https://campisilaw.ca/blog/m-f-z-v-aviva-insurance-canada-beneficial-decision-for-accident-victims/) - M.F.Z. v Aviva Insurance Canada (and its companion claim, J.C.C. v Aviva Insurance Company of Canada, which was argued on behalf of the passenger at the same time), a far-reaching beneficial decision for accident victims, was recently reconsidered by the executive chair of the Safety, Licensing Appeals and Standards Tribunals Ontario ("SLASTO"), Linda Lamoureux, at the
- [Is Personal Injury Settlement Money Taxable in Canada? Understanding Tax Rules for Legal Settlements | Campisi LLP](https://campisilaw.ca/blog/is-settlement-money-taxable-canada/) - Personal injury settlements commonly arise from motor vehicle accidents, slip and fall incidents,medical malpractice, and other negligence-based claims. In Canada, personal injurysettlement money is generally not taxable.A personal injury lawyer can help you understand both the legal process and what happens toyour settlement money once your case resolves. How CRA Determines Whether Settlement Money is
- [How Local Grocery Shopping Can Dismantle Your Motor Vehicle Accident Case](https://campisilaw.ca/blog/how-local-grocery-shopping-can-dismantle-your-motor-vehicle-accident-case/) - If you have been seriously injured in a motor vehicle accident, it can be difficult performing routine tasks that you used to take for granted. You may feel fatigued, frustrated and overwhelmed. At the same time your insurance company will be pressuring you to return to work and resume your daily activities. You
- [How Highway Traffic Act Convictions Can Impact Your Civil Litigation Case](https://campisilaw.ca/blog/how-highway-traffic-act-convictions-can-impact-your-civil-litigation-case/) - A Highway Traffic Act (“HTA”) trial may seem like a minor inconvenience, but its implications can extend far beyond immediate penalties such as modest fines. A conviction can have serious consequences in civil litigation. If you are sued after a car accident and the damages awarded against you exceed your insurance policy limits, you may
- [Evaluating the Risk vs. Reward of Proceeding to Trial in a Personal Injury Lawsuit](https://campisilaw.ca/blog/evaluating-the-risk-vs-reward-of-proceeding-to-trial-in-a-personal-injury-lawsuit/) - The size of the gap between your settlement needs/expectations and the offer can be determinative. If the defendant is willing to provide compensation that can make a significant improvement in your quality of life, trial might not be the best option for you. Often, you can find ways to make up the shortfall. For example:
- [Electric Scooter Accident: $1.1M Settlement Despite Being At Fault | Ontario](https://campisilaw.ca/blog/electric-scooter-accident-lawyer-ontario/) - David ran a red light on his uninsured electric scooter and suffered a brain injury. Most firms walked away. Our e-scooter accident lawyers secured $1.1 million.
- [Effects of the Latest License and Appeals Tribunal (LAT) Rules on Accident Benefit Claim Disputes](https://campisilaw.ca/blog/effects-of-the-latest-license-and-appeals-tribunal-lat-rules-on-accident-benefit-claim-disputes/) - As of April 1, 2016, any disputes a car accident victim has with his or her insurance company must be heard by an adjudicator at the License and Appeals Tribunal (LAT). The LAT - also known as the "Tribunal" - is not a new adjudication body. Established in 1999, the LAT is one of the
- [Constitutional Challenge Launched Against Flawed Ontario Liberal Government Auto Insurance Legislation- Discriminatory and Unconstitutional](https://campisilaw.ca/blog/constitutional-challenge-launched-against-flawed-ontario-liberal-government-auto-insurance-legislation-discriminatory-and-unconstitutional/) - Toronto, January 21, 2015 - Joseph Campisi, lawyer and advocate, is launching a constitutional challenge in the Ontario Superior Courts. Mr. Campisi is seeking a declaration from the courts that parts of the legislation that were recently passed by the Liberal Government are discriminatory and unconstitutional and should be inoperative. "The right to access the Superior
- [How Your Clinical Notes Impact Your Patient's Accident Benefit Claims](https://campisilaw.ca/blog/clinical-notes-accident-benefit-claims-lat/) - How your clinical documentation impacts your patient's accident benefit claims at the LAT. Learn what tribunal adjudicators look for in healthcare records and how to support your patients.
- [Changes to Accident Benefits Threaten Both Individuals and the Healthcare System](https://campisilaw.ca/blog/changes-to-accident-benefits-threaten-both-individuals-and-the-healthcare-system/) - We have been really rattled over the recent budget for the year 2015-16 by the government with massive changes to auto insurance being tabled that will further restrict access to accident benefits for those injured, and put the medical and rehabilitative needs of Ontarians in jeopardy. We feel compelled to reach out to others to
- [Meghan Fyall Secures $13,019 Special Award After Insurer Unreasonably Delays Benefits for Over Two Years](https://campisilaw.ca/blog/campisi-win-speical-award-2026/) - Special awards are rare at the LAT. They're only granted when an insurer's conduct is found to be excessive, stubborn, or unreasonable. Meghan Fyall just secured one for our client. After a November 2022 accident, Onlia Insurance Company kept our client confined to the Minor Injury Guideline (MIG) for over two years, denying nearly every
- [Accident Benefits Update: Shades of Grey between Moderate and Marked Impairment](https://campisilaw.ca/blog/accident-benefits-update-shades-of-grey-between-moderate-and-marked-impairment/) - K.S. andTD Home and Auto Insurance Company (2019 CanLII 22189), a recent decision by the Licence Appeal Tribunal (LAT), considered the fine line for establishing catastrophic impairment (catastrophic) under s.3(2)(f) of the Statutory Accident Benefits Schedule or SABS (prior to June 2016), which deals with Mental and Behavioural Disorders (MBD). The applicant, K.S., was injured
- [Accident Benefits Update: LAT Examines Glasgow Coma Scale As Category](https://campisilaw.ca/blog/accident-benefits-update-lat-examines-glasgow-coma-scale-as-category/) - In a recent decision of the Licence Appeal Tribunal, E.W. v Primmum Insurance Company, the applicant, E.W. had been seriously injured in a single vehicle collision while under the influence of alcohol. He suffered extensive orthopedic injuries requiring ongoing rehabilitation to the point that he exhausted his monetary limits under the Statutory Accident Benefits Schedule
- [Accident Benefits Update FSCO- Clarifies CAT Marked Impairment Threshold](https://campisilaw.ca/blog/accident-benefits-update-fsco-clarifies-cat-marked-impairment-threshold/) - In O’Brien v State Farm Mutual Automobile Insurance Company, a recent FSCO arbitration decision, the Applicant, Erik O’Brien was seriously injured in a car accident on August 21, 2008. Despite extensive rehabilitation, he continued to suffer from Chronic Pain Syndrome with related depression and fatigue issue. To support his family, he returned to work on
- [ACCIDENT BENEFITS UPDATE: DIVISIONAL COURT WEIGHS IN ON SELF-EMPLOYED IRB CALCULATION](https://campisilaw.ca/blog/accident-benefits-update-divisional-court-weighs-in-on-self-employed-irb-calculation/) - In Surani v. Perth Insurance Company (2018 ONSC 7254), the Divisional Court reviewed a Financial Services Commission of Ontario (FSCO) appeal that found the applicant, Mrs. Surani’s post-accident business income should be deducted from her Income Replacement Benefit (IRB) entitlement. Mrs. Surani and her husband were injured in a collision in December 2010. Prior to
- [Campisi LLP Giving Back: Wearing Capes for a Cause](https://campisilaw.ca/blog/campisi-llp-giving-back-wearing-capes-for-a-cause/) - A few weeks ago, our team proudly put on our capes in support of Capes for Kids, standing alongside two very special leaders, our Kid Captains, Shayna and Maverick. This campaign supports the incredible work of Holland Bloorview Kids Rehabilitation Hospital Foundation, a place where children with disabilities receive life-changing care, therapy, and opportunities to
- [Are Your Accident Benefits Ontario Claim Needs Met?](https://campisilaw.ca/blog/are-your-accident-benefits-ontario-claim-needs-met-2/) - If you’re re-evaluating your accident benefits claim, here are a few important points to consider.
- ['Compensation crisis' debate emerges](https://campisilaw.ca/blog/compensation-crisis-debate-emerges/) - Click Here to read the article
- [“How much is my claim worth?”](https://campisilaw.ca/blog/how-much-is-my-claim-worth/) - “How much is my claim worth?” Factors Impacting the Value of Personal Injury Settlements “How much is my claim worth?” is one of the most common questions we receive from prospective clients. It would obviously be comforting for injury victims to know the amount they can expect at trial or in a negotiated settlement before
- [Old Personal Injury Case](https://campisilaw.ca/blog/old-personal-injury-case/) - Accident victims who suffer catastrophic impairments can access greatly enhanced accident benefits funding, which in turn promotes higher value claims settlements. To be deemed catastrophically impaired under the criteria set out in the Statutory Accident Benefits Schedule (SABS), an accident victim with a Traumatic Brain Injury (TBI) requires objective evidence of the injury on diagnostic
- [Correcting the Course: How Campisi LLP Changed the Law to Help Ms. S and Others Like Her](https://campisilaw.ca/blog/correcting-the-course-how-campisi-llp-changed-the-law-to-help-ms-s-and-others-like-her/) - Ms. S didn’t want to hire a lawyer. She just wanted to get better. But, when the system tragically failed her, Campisi LLP stepped in — fighting through multiple levels of appeal to make things right and rewrite the rules of fairness for everyone. Following a life-changing collision, Ms. S found herself injured, out of
- [Uncovering the Unseen: How Campisi LLP Turned a $40K Offer Into an $865K Future](https://campisilaw.ca/blog/uncovering-the-unseen-how-campisi-llp-turned-a-40k-offer-into-an-865k-future/) - When others were ready to settle, Campisi LLP stepped up to the plate and dug deeper for Mr. R — radically changing his future. Mr. R, a 54-year-old father and grandfather, was advised to accept a $40K-$50K settlement for a motor vehicle accident that left him unable to work for several years. Moreover, the accident
- [When Complex Liability Meets Expert Legal Strategy, Results Follow](https://campisilaw.ca/blog/when-complex-liability-meets-expert-legal-strategy-results-follow/) - David's case seemed impossible from the start. Uninsured scooter. Running a red light. Never checking for oncoming traffic. The case's prospects looked bleak, if they existed at all. David faced what appeared to be an unwinnable situation after a serious electric scooter collision. But Campisi LLP saw beyond the challenges and secured a $1.1 million
- [From $85,000 to $750,000: How Thorough Investigation Changes Outcomes](https://campisilaw.ca/blog/from-85000-to-750000-how-thorough-investigation-changes-outcomes/) - Sam was told his case was worth $85,000 and that proving catastrophic impairment was impossible. Campisi LLP secured $750,000 by refusing to accept limitations. Sam, a devoted retiree, found himself facing an unthinkable tragedy. A serious pedestrian accident in 2019 left him with significant injuries, and the subsequent loss of his wife created a perfect
- [Court challenge to Ontario auto dispute resolution system 'scheduled to proceed’ to hearing Feb. 13](https://campisilaw.ca/blog/court-challenge-to-ontario-auto-dispute-resolution-system-scheduled-to-proceed-to-hearing-feb-13/) - Reprinted from Canadian Underwriter, November 4, 2016 by Greg Meckbach, Associate Editor A constitutional challenge to Ontario’s auto accident benefits dispute resolution system is scheduled for a three-day hearing next February, but the retired judge who recommended that AB disputes go before a public sector administrative tribunal suggested Wednesday that it would have "seriously undermined"
- [MORE REVISIONS TO SABS HAVE COME INTO EFFECT](https://campisilaw.ca/blog/more-revisions-to-sabs-have-come-into-effect/) - The Financial Services Commission of Ontario (FSCO) is releasing the revised Attendant Care Hourly Rate Guideline and Transportation Expense Guideline. The two revised guidelines come into effect October 1, 2016. The revised guidelines have been approved by the Superintendent for use in connection with the Statutory Accident Benefits Schedule - Effective September 1, 2010 (SABS). The
- [MANAGING THE LTD CLAIM](https://campisilaw.ca/blog/managing-the-ltd-claim/) - Written by Charlene Lewin, Senior Licensed Paralegal at Camisi LLP. I am going to be speaking about managing the LTD claim, including avoiding the common pitfalls. If you are diligent in assembling and presenting your medical information in a timely manner, your file can run seamlessly. The red flags that you need to identify early
- [Media covers Joseph Campisi’s Constitutional Challenge on behalf of injured accident victims](https://campisilaw.ca/blog/media-covers-joseph-campisis-constitutional-challenge-on-behalf-of-injured-accident-victims/) - Law unfair to car crash victims. Lawyer argues Ontario’s Bill 15 is unconstitutional BY ALAN SHANOFF, TORONTO SUN FIRST POSTED: SATURDAY, DECEMBER 05, 2015 07:01 PM EST Click here to read article online. If you have suffered injuries as a result of an automobile accident in the past five years you have been impacted by reduced no-fault accident
- [A rough night for pedestrian accidents in Toronto](https://campisilaw.ca/blog/a-rough-night-for-pedestrian-accidents-in-toronto/) - Last night in Toronto, there were five separate accidents involving pedestrians in the span of two hours. One day earlier the Toronto Police launched The Step up and Be Safe campaign which runs from November 3-9. The campaign focuses on pedestrian safety and officers will be on the lookout for drivers, as well as cyclists and
- [Pastore: Long road to Catastrophic designation](https://campisilaw.ca/blog/pastore-long-road-to-catastrophic-designation/) - Click Here to read the article
- [Landmark accident claim case broadens benefits after 'catastrophic impairment'](https://campisilaw.ca/blog/landmark-accident-claim-case-broadens-benefits-after-catastrophic-impairment/) - Click Here to read the article
- [Cost should not be only factor in selecting mediator](https://campisilaw.ca/blog/cost-should-not-be-only-factor-in-selecting-mediator/) - Click Here to read the article
- [What Constitutes One Assessment under Statutory Accident Benefits Schedule](https://campisilaw.ca/blog/what-constitutes-one-assessment-under-statutory-accident-benefits-schedule/) - The Statutory Accident Benefits Schedule (SABS) - a regulation under the Insurance Act - sets the maximum amount that an insurance company is required to pay for one assessment of the extent of an accident victim’s injury at $2,000. Section 25, paragraph 5a of SABS, specifically states that "an insurer shall not pay, more than
- [Can Parents Be Sued for the Actions of Their Children?](https://campisilaw.ca/blog/can-parents-be-sued-for-the-actions-of-their-children/) - As early as 1978, the High Court of Justice of Ontario ruled that parents can be sued for the actions of their children. Floyd et al. v. Bowers et al. In the case called Floyd et al. v. Bowers et al., Floyd, aged 13, lost his eyesight in one eye after he was shot with
- [Lawyers applaud new referral fees, ad rules](https://campisilaw.ca/blog/lawyers-applaud-new-referral-fees-ad-rules/) - Click Here to read the article
- [HOW TO BUILD A FILE](https://campisilaw.ca/blog/how-to-build-a-file/) - Written by Charlene Lewin, Senior Licensed Paralegal at Camisi LLP. Charlene is the recipient of the Distinguished Law Clerk Award 2016 from the Ontario Trial Lawyers Association. The Distinguished Law Clerk Award is awarded to a senior law clerk, with at least 5 years membership in the OTLA Law Clerks Section and who has consistently
- [Does Pre-Existing Condition Prevent an Accident Victim to Claim for Insurance Benefits?](https://campisilaw.ca/blog/does-pre-existing-condition-prevent-an-accident-victim-to-claim-for-insurance-benefits/) - A recent decision by the Licence Appeal Tribunal (LAT) answers the question on whether or not an accident victim’s pre-existing condition prevents him or her S.L., in the case called 16-000393 v Pembridge Insurance Company, was injured in a motor vehicle accident. As a result of the accident, S. L. claimed for medical and rehabilitation
- [AT CAMPISI LAW, OUR COMPASSION FOR THE INJURED DOESN’T JUST APPLY TO HUMANS.](https://campisilaw.ca/blog/at-campisi-law-our-compassion-for-the-injured-doesnt-just-apply-to-humans/) - We are a firm filled with animal lovers who actively look out for their protection and safety. This morning, the property manger for our building, George came in and asked for my help. He found an injured cat in one of the garbage bins and asked me to try and coax it out. Unfortunately, he
- [SUBRAMANIAN V. BHAWANEESINGH, 2016 ONSC 4890 (CANLII)](https://campisilaw.ca/blog/subramanian-v-bhawaneesingh-2016-onsc-4890-canlii/) - OTLA Case Summaries / August 11, 2016 Master restores matter to trial list notwithstanding a lack of explanation for delay Released June 29, 2016 | Full Decision [CanLII] This was a motion heard before Master Short brought by the Plaintiff to have the action restored to the trial list. The action arises out of a June
- [Accident Benefits Update: Chronic Pain Is Not a Minor Injury (Again!)](https://campisilaw.ca/blog/accident-benefits-update-chronic-pain-is-not-a-minor-injury-again/) - The central issue in the recent Reconsideration of 17-000835 v. Aviva General Insurance Canada (2018 CanLII 83520) was whether chronic pain should be considered a "minor injury" or "clinically associated sequelae" under the Minor Injury Guideline (MIG) and Statutory Accident Benefits Schedule (SABS). While this issue should have been resolved already, Insurance companies continue to
- [The Importance of Choosing the Right Team](https://campisilaw.ca/blog/the-importance-of-choosing-the-right-team/) - In a recent decision of the Licence Appeal Tribunal (LAT), 17-007471 v RBC General Insurance Company (2018 CanLII 83526), the applicant, a pedestrian, was struck by a reversing car in a parking lot. He suffered whiplash and other injuries, including aggravation of pre-existing shoulder pain. RBC, his Accident Benefits insurer, determined that his initial injuries
- [Accident Benefits Update: Divisional Court Confirms Smith Test for 20-Year-Old IRB Claim](https://campisilaw.ca/blog/accident-benefits-update-divisional-court-confirms-smith-test-for-20-year-old-irb-claim/) - Recently, in Aviva Canada Inc. v. Sidhu et al (2018 ONSC 6506), the Divisional Court heard an Application for judicial review by Aviva from a 2017 Financial Services Commission of Ontario (FSCO) appeal. The appeal had upheld a preliminary ruling by the Arbitrator that the claimant, Mr. Sidhu’s income replacement benefits (IRBs) claim was not
- [What You Need To Know About Our Insurance Act And Car Accidents](https://campisilaw.ca/blog/what-you-need-to-know-about-our-insurance-act-and-car-accidents/) - Many of you do not know that our legal system is prejudiced against plaintiffs who are injured in car accidents. In response to pressure from the Insurance industry, our Insurance Act has built-in relief for defendant insurance companies from paying damages to plaintiffs. Briefly, damages under a certain amount are subject to an automatic deductible
- [Does failure to attend an insurer’s examination forbid an accident victim to apply for accident benefits?](https://campisilaw.ca/blog/does-failure-to-attend-an-insurers-examination-forbid-an-accident-victim-to-apply-for-accident-benefits/) - The decision of the Licence Appeal Tribunal (LAT) in the case called S.L. v Certas Home and Auto Insurance Company answers the question on whether or not the failure to attend an insurer’s examination (IE) forbid an accident victim to apply for accident benefits. The applicant in this case, S. L., was injured in an
- [Licence Appeal Tribunal & Its Impact On Motor Injury Victims](https://campisilaw.ca/blog/licence-appeal-tribunal-its-impact-on-motor-injury-victims/) - The Licence Appeal Tribunal (LAT), and its prejudicial impact on the health and well-being of motor vehicle injury victims across Ontario, is now firmly entrenched. Despite public outcry and strong opposition from concerned healthcare providers, advocacy groups and lawyers on both sides of the Insurance/personal injury bar, the LAT assumed sole authority for disputes under
- [Chernet v. RBC General Insurance Company Case Summary](https://campisilaw.ca/blog/chernet-v-rbc-general-insurance-company-case-summary/) - Ontario Trial Lawyers Association Blog Case Summaries - May 5 2017 written by Michael Ettedgui The Court of Appeal dismissed an appeal granting summary judgement against a plaintiff for damages arising from a rear-end motor vehicle accident. The appellant claimed the respondents’ vehicle swerved or turned suddenly, requiring the appellant to stop so quickly that the
- [Licence Appeal Tribunal (LAT) Awards Cost After Insurance Company Fails to Provide Documents](https://campisilaw.ca/blog/licence-appeal-tribunal-lat-awards-cost-after-insurance-company-fails-to-provide-documents/) - The case called B. F. v Wawanesa Mutual Insurance Company decided by the Licence Appeal Tribunal (LAT) on January 30, 2017 emphasizes the importance of following the orders of the Tribunal. B.F., the applicant in this case, was injured in a motor vehicle accident on February 28, 2014. As a result of the accident, B.
- [Who is Responsible If You Are Injured at a Park?](https://campisilaw.ca/blog/who-is-responsible-if-you-are-injured-at-a-park/) - Occupiers' Liability Act The Ontario law called Occupiers' Liability Act sets out who are responsible in the event you are injured at a certain location. Section 3 of the Occupiers' Liability Act states that an "occupier of premises owes a duty to take such care as in all the circumstances of the case is reasonable
- [Accident Benefits Update: LAT Clarifies Role of Causation in CAT Applications](https://campisilaw.ca/blog/accident-benefits-update-lat-clarifies-role-of-causation-in-cat-applications/) - In Applicant v TD Insurance, a recent decision of the Licence Appeal Tribunal (LAT), Member Sewrattan had to consider whether an insurer could use causation as grounds for refusing to fund rebuttal assessments requested by the unnamed applicant to determine whether he had suffered a catastrophic impairment (CAT) under the Statutory Accident Benefits Schedule (SABS).
- [Accident Benefits Updates- Striving to Establish Your Best New "Normal"](https://campisilaw.ca/blog/accident-benefits-updates-striving-to-establish-your-best-new-normal/) - When you (or someone you love) has been seriously injured in a car accident, the impact on your life is devastating. It can be difficult pushing ahead with rehabilitation, striving to establish your best new "normal" in the face of physical, psychological or cognitive obstacles which seem overwhelming. It is essential to your recovery that
- [Court Orders Production of Plaintiff’s Social Media Content](https://campisilaw.ca/blog/court-orders-production-of-plaintiffs-social-media-content/) - The attitude in our courts towards social media has shifted drastically for the worse over the last decade. In 2012, for example, content from "private" social media sites was perceived as exempt from disclosure to the defendant. Plaintiffs were understood as justified in restricting access to the content. Recently, Master Short revisited this contentious topic
- [M.G. And Primmum Insurance Company](https://campisilaw.ca/blog/m-g-and-primmum-insurance-company/) - On October 14, 2014, the applicant ("M.G.") attempted to cross the intersection of Keele Street and Sheppard Avenue West in Toronto on foot. As she crossed, a vehicle made an improper right turn, hitting her on her knees and knocking her over. She applied for accident benefits under the Statutory Accident Benefits Schedule (the "SABS").
- [Manage Your Accident & Sports Related Injuries](https://campisilaw.ca/blog/manage-your-accident-sports-related-injuries/) - Concussions are in the news a lot in sports-related injuries- especially hockey and football as high-profile athletes suffer repeated head injuries that can shorten their careers and permanently impact their lives. As a result, more attention and money has been devoted recently to understanding the diagnosis and treatment and long-term effects of concussions. Despite this
- [Memo to Gps Re Bridgepoint](https://campisilaw.ca/blog/memo-to-gps-re-bridgepoint/) - We have begun recommending that our clients consider purchasing legal cost protection from companies like BridgePoint Indemnity Co. We believe that this empowers our clients, and removes one of the obstacles to achieving fair compensation from the defendant insurance companies. Typically, insurers have used the threat of legal costs against the plaintiff as a means
- [Accident Benefits Updates: Spilled Coffee Incident](https://campisilaw.ca/blog/accident-benefits-updates-spilled-coffee-incident/) - In Aviva Insurance Company of Canada v. Dittmann, released on March 15, 2018, the Supreme Court of Canada dismissed a leave to appeal application by Aviva and ordered the insurer to pay Ms. Dittmann’s legal costs. Several years earlier, Ms. Dittmann suffered serious burns while attempting to place a drive-through coffee into her cup holder.
- [Accident Benefits Updates- More Encouraging Signs from the LAT](https://campisilaw.ca/blog/accident-benefits-updates-more-encouraging-signs-from-the-lat/) - As we have discussed at length in recent posts, initial concerns regarding the competence of the Licence Appeal Tribunal (LAT) may have been somewhat overstated. This is not to say that accident victims are uniformly receiving appropriate adjudication at the LAT, as many decisions have come under fire for "cookie-cutter" responses and other failures. However,
- [Accident Benefits Update- LAT Considers CAT Based On Glasgow Coma Scale](https://campisilaw.ca/blog/accident-benefits-update-lat-considers-cat-based-on-glasgow-coma-scale/) - A designation of catastrophic impairment (CAT) following a car accident provides an injury victim with access to greatly enhanced medical, rehabilitative and other benefits under the Statutory Accident Benefits Schedule (SABS). There are several categories of impairment that qualify immediately as catastrophic, including a Glasgow Coma Scale (GCS) score of 9 or lower. The Glasgow
- [Prejudicial Impact Of LAT On MVI Victims](https://campisilaw.ca/blog/prejudicial-impact-of-lat-on-mvi-victims/) - The Licence Appeal Tribunal (LAT), and its prejudicial impact on the health and well-being of motor vehicle injury victims across Ontario, is now firmly entrenched. Despite public outcry and strong opposition from concerned healthcare providers, advocacy groups and lawyers on both sides of the Insurance/personal injury bar, the LAT assumed sole authority for disputes
- [Costs Insurance Is a Compensable Disbursement](https://campisilaw.ca/blog/costs-insurance-is-a-compensable-disbursement/) - In the recently released Costs decision, Stewart et al. v. Wood et al. [2019 ONSC 3931] Justice Tausenfreund was required to assess costs and disbursements in a settled personal injury lawsuit. The main plaintiff, Steven Stewart was injured in a car accident on January 5, 2015 when he struck and killed a stray horse on
- [Bad Faith by Accident Benefits Insurer?](https://campisilaw.ca/blog/bad-faith-by-accident-benefits-insurer/) - On July 19, 2019, the Ontario Court of Appeal released Stegenga v Economical Mutual Insurance Company 201 ONCA 615). The central question on appeal concerned the jurisdiction of the Licence Appeal Tribunal to hear a bad faith claim against Economical for its handling of the plaintiff, Morgan Stegenga’s accident benefits claim under the Statutory Accident
- [$15,700,000 Awarded](https://campisilaw.ca/blog/15700000-awarded/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy
- [ACCIDENT BENEFITS UPDATE](https://campisilaw.ca/blog/accident-benefits-update-2/) - The Licence Appeal Tribunal (LAT) recently released its decision in HW and Security National Insurance Company(17-005314/AABS). The central issue in the hearing was whether the Applicant, VHW had suffered a catastrophic impairment (catastrophic) from her July 14, 2010 rear-end collision. At the time of the collision, VHW exchanged information with the otherdriver, but did not
- [ACCIDENT BENEFITS UPDATE: FSCO MISSES THE POINT OF MIG APPEAL](https://campisilaw.ca/blog/accident-benefits-update-fsco-misses-the-point-of-mig-appeal/) - In Aviva Canada Inc. v. Sleep(FSCO Appeal P17-00034), Director’s Delegate Murray was required to review an arbitration decision concerning the Minor Injury Guideline (MIG) of the Statutory Accident Benefits Schedule (SABS). In the decision, Arbitrator Anschell found that the Respondent, Mr. Sleep had sustained injuries from a March 26, 2014 collision that exceeded the definition
- [Accident Benefits Updates: Claimant’s Refusal to Attend "Unreasonable" CAT Assessment Upheld](https://campisilaw.ca/blog/accident-benefits-updates-claimants-refusal-to-attend-unreasonable-cat-assessment-upheld/) - G.P. v. Cumis General Insurance Company, a recent claim before the Licence Appeal Tribunal (LAT), concerned G.P.’s application for a determination of catastrophic impairment and several denied treatment plans. G.P. had been injured in a motor vehicle accident in November 2013. She sought treatment from her automobile insurer, Cumis, under the Statutory Accident Benefits Schedule
- [An Overview On Threshold And Its Importance](https://campisilaw.ca/blog/an-overview-on-threshold-and-its-importance/) - One of the trade-offs the insurance industry negotiated before it accepted the "no-fault" accident benefits scheme was a limitation on accident victims’ right to sue for pain and suffering and health care damages. In order to succeed as a plaintiff, you must prove on the balance of probabilities ("more likely than not") that you have
- [Time to increase auto liability coverage: Lawyer](https://campisilaw.ca/blog/time-to-increase-auto-liability-coverage-lawyer/) - Ontario’s new government should require motorists to buy more liability coverage than is currently mandatory, a lawyer who represents claimants says. “I think everyone in the insurance industry would agree that $200,000 is far too low,” Joseph Campisi of Vaughan-based Campisi LLP Personal Injury Lawyers, said Wednesday in an interview. He is referring to mandatory third-party
- [Yonge St. van attack Iawsuits face hurdles with insurance claims](https://campisilaw.ca/blog/yonge-st-van-attack-iawsuits-face-hurdles-with-insurance-claims/) - If a drunk driver veered onto a sidewalk, killing 10 people and injuring 16, his auto insurance policy would typically pay damages awarded to the injured parties in a lawsuit. But if the driver was found to have driven into the pedestrians intentionally — as Alek Minassian is alleged to have done with a rented van in
- [Accident Benefits Update](https://campisilaw.ca/blog/accident-benefits-update/) - In A.M. v the Dominion of Canada General Insurance Company, 2019 CanLII58194 (ON LAT), a dispute arose over the A.M, the applicant’s Income Replacement Benefits (IRBs). He was injured on December 21, 2017 when his vehicle was rear-ended. He applied for "no-fault" accident benefits including IRBs under the Statutory Accident Benefits Schedule (SABS) from his
- [ACCIDENT BENEFITS UPDATE: INSURER CAN’T RELY ON PRIOR MIG REPORT](https://campisilaw.ca/blog/accident-benefits-update-insurer-cant-rely-on-prior-mig-report/) - In Applicant v. Aviva Insurance Canada (2018 CanLII 110921), a recent Licence Appeal Tribunal (LAT) decision, the applicant was struck by another car while making a left hand turn on June 30, 2016. Within two days of the accident, he reported back and left leg pain and began receiving physiotherapy. His employer provided accommodation for
- [Accident Benefits Update: Legal System Is Prejudiced Against Plaintiffs](https://campisilaw.ca/blog/accident-benefits-update-legal-system-is-prejudiced-against-plaintiffs/) - Many of you do not know that our legal system is prejudiced against plaintiffs who are injured in car accidents. In response to pressure from the Insurance industry, our Insurance Act has built-in relief for defendant insurance companies from paying damages to plaintiffs. Briefly, damages under a certain amount are subject to an automatic deductible
- [Accident Benefits Newsletter - Paediatric Brain Injury Victim Denied CAT Determination](https://campisilaw.ca/blog/accident-benefits-newsletter-paediatric-brain-injury-victim-denied-cat-determination/) - Generally, the June 1, 2016 Amendments to the Statutory Accident Benefits Schedule have made it more challenging for car accident victims to qualify for a determination of catastrophic impairment (catastrophic). The declared legislative intention is that the amendments were introduced to promote clarity in the catastrophic criteria, with the ultimate goal of providing more efficient
- [Ontario Court of Appeal insurance ruling ‘fundamentally flawed,’ lawyer says](https://campisilaw.ca/blog/ontario-court-of-appeal-insurance-ruling-fundamentally-flawed-lawyer-says/) - Click Here to read the article
- [Accident Benefits Update: Insurers Still Refuse to Fund CAT Assessments](https://campisilaw.ca/blog/accident-benefits-update-insurers-still-refuse-to-fund-cat-assessments/) - An ongoing source of frustration for seriously injured car accident victims concerns the refusal by their accident benefits insurers to fund assessments for a determination of Catastrophic Impairment (catastrophic). The Statutory Accident Benefits Schedule (SABS) sets out the obligations on insurers to pay for assessments. Typically, assessments that relate to a benefit or payment are
- [ACCIDENT BENEFITS UPDATE: SERVICE FEE RECOVERY](https://campisilaw.ca/blog/accident-benefits-update-service-fee-recovery/) - If you have been seriously injured in a motor vehicle accident, it can be difficult performing routine tasks that you used to take for granted. You may feel fatigued, frustrated and overwhelmed. At the same time your insurance company will be pressuring you to return to work and resume your daily activities. You are used
- [Negligent parenting allegation does not trigger auto insurance coverage](https://campisilaw.ca/blog/negligent-parenting-allegation-does-not-trigger-auto-insurance-coverage/) - Click Here to read the article
- [It Was Fun While It Lasted: Court Of Appeal Restores Status Quo For EUO](https://campisilaw.ca/blog/it-was-fun-while-it-lasted-court-of-appeal-restores-status-quo-for-euo/) - Since the introduction of the "no fault" accident benefits system in Ontario, the legislature has imposed further disclosure obligations on accident victims seeking entitlement to benefits. For example, the Automobile Insurance Rate Stability Act, 1996, (at s.33(1) of the current Statutory Accident Benefits Schedule or SABS) required a claimant to provide to an insurer any information "reasonably
- [Accident Benefits Updates: Egg Incident](https://campisilaw.ca/blog/accident-benefits-updates-egg-incident/) - In Gilbraith v. Intact Insurance Company (2019 ONSC 1875), Intact brought a Summary Judgment Motion to dismiss Ms. Gilbraith’s claim. She had been seriously injured following an unusual chain of events that she claimed was an "accident" as defined in the Insurance Act. On April 11, 2014 she and a friend were walking when she
- [ACCIDENT BENEFITS UPDATE: Glass half full?](https://campisilaw.ca/blog/accident-benefits-update-glass-half-full/) - In Applicant and Royal and Sun Alliance, a recent decision of the Licence Appeal Tribunal (LAT), the applicant was injured in a car accident on March 3, 2014 while she was still a minor (age 14). She applied for accident benefits including non-earner benefits (NEBs) under the Statutory Accident Benefits Schedule (SABS). Her insurance company,
- [Why It Is Important to Seek Medical Care to Check for a Concussion After Minor Vehicle Collision](https://campisilaw.ca/blog/why-it-is-important-to-seek-medical-care-to-check-for-a-concussion-after-minor-vehicle-collision/) - Every year, over half a million Canadians sustain a traumatic brain injury. Motor vehicle accidents account for more than 50% of all acquired brain injuries, this according to the Brain Injury Society of Toronto. Many victims of minor vehicle collisions - motorists, passengers and pedestrians alike - do not seek medical care as they believe
- [Road Trip Safety in the Days of COVID-19](https://campisilaw.ca/blog/road-trip-safety-in-the-days-of-covid-19/) - Let us begin this post with the sincere hope that you and your family are staying well during this unusual time. While your best laid plans for Summer 2020 may have gone awry, the warmer weather and Ontario’s gradual re-opening plan still might have you itching for a change of scenery. Knowing that, we’ve put
- [Accident Benefits Update - Unica Loses Cat Fight Over AC and Housing Modifications](https://campisilaw.ca/blog/accident-benefits-update-unica-loses-cat-fight-over-ac-and-housing-modifications/) - Malitskiy v. Unica Insurance Inc. (18-010164/AABS) a Licence Appeal Tribunal (LAT) decision released January 2, 2020, involved a dispute over entitlement to attendant care benefits and home modifications by the catastrophically impaired (catastrophic) applicant, Sergey Malitskiy. The applicant was injured on March 16, 2014 during an ice fishing expedition with friends, one of whom died
- [How to Calculate Damages in a Personal Injury Case](https://campisilaw.ca/blog/how-to-calculate-damages-in-a-personal-injury-case/) - If you have been injured in an accident or through an intentional act or negligence of the state, employee or another person, you may ask for damages or monetary awards. Types of Damages In Ontario, there are two main types of damages in a personal injury case: special and general damages. Special damages, also known
- [2021 Threshold and Deductible Amounts Released](https://campisilaw.ca/blog/2021-threshold-and-deductible-amounts-released/) - Recently, the Financial Services Regulatory Authority of Ontario (FSRA) published its 2021 Automobile Insurance Indexation Amounts Guidance. This Guidance, effective January 1, 2021, establishes the amounts related to insurance claims that are subject to indexation for 2021. Indexation is tied to the Canadian Consumer Price Index (CPI) and varies year to year. The FSRA Guidance
- [Casino Liability - A New Frontier?](https://campisilaw.ca/blog/casino-liability-a-new-frontier/) - The issue of whether Ontario casinos can be found liable for profiting from losses of problem gamblers is undecided at law. This finding would require the Anns/Kamloops test to be met, such that the circumstances disclose reasonably foreseeable harm and sufficient proximity between the problem gambler and the casino, without the presence of residual policy
- [Pastore Revisited: Catastrophic Impairment Victory Changed the Accident Benefits Landscape](https://campisilaw.ca/blog/pastore-revisited-catastrophic-impairment-victory-changed-the-accident-benefits-landscape/) - On September 27, 2012, the Ontario Court of Appeal released its landmark decision in Pastore vAviva. Mrs. Pastore was successfully represented by Joseph Campisi, the founding partner of Campisi LLP. It was a long and challenging fight over several years and multiple appeals. The stakes were very high for the insurance industry, and Aviva did
- [The Personal Injury Resource Guide | Campisi LLP](https://campisilaw.ca/blog/the-personal-injury-resource-guide-campisi-llp/) - When you or someone you care for is involved in an accident, your world can be turned upside-down. It’s difficult to know what to do next or how to help matters. Even if you are a nurse or doctor, focused on one aspect of your patient’s return to health, you may wonder where to direct
- [The Licence Appeal Tribunal and Its Impact on Vehicle Injury Victims](https://campisilaw.ca/blog/the-licence-appeal-tribunal-and-its-impact-on-vehicle-injury-victims/) - The Licence Appeal Tribunal (LAT), and its prejudicial impact on the health and well-being of motor vehicle injury victims across Ontario, is now firmly entrenched. Despite public outcry and strong opposition from concerned healthcare providers, advocacy groups and lawyers on both sides of the Insurance/personal injury bar, the LAT assumed sole authority for disputes
- [Lat Applies Heath Test- Orders Non-earner Benefits (Neb) For Chronic Pain](https://campisilaw.ca/blog/lat-applies-heath-test-orders-non-earner-benefits-neb-for-chronic-pain/) - When you apply for accident benefits coverage after a car accident, you are required to elect one of: Income Replacement Benefits (IRB), Caregiver Benefits, or Non-Earner Benefits (NEB). Of the three, NEBs have the most challenging criteria to meet. NEBs only kick in after six months AND have the highest threshold: the claimant must sustain
- [Does Family Holiday Fall Within the Scope of Rehabilitation Expenses?](https://campisilaw.ca/blog/does-family-holiday-fall-within-the-scope-of-rehabilitation-expenses/) - The case called F. V. v Wawanesa Mutual Insurance Company decided by the Licence Appeal Tribunal (LAT) on January 30, 2017 answers the question on whether or not family holiday expenses can be classified as payable rehabilitation benefit under section 16 of the Statutory Accident Benefits Schedule (SABS). The Law Section 16 of the SABS
- [Does "Pay First and Dispute Later" Rule Apply to Non-Motor Vehicle Insurance Companies?](https://campisilaw.ca/blog/does-pay-first-and-dispute-later-rule-apply-to-non-motor-vehicle-insurance-companies/) - What is "Pay First and Dispute Later" Rule Section 2, paragraph 1 of the Ontario Regulation 283/95 - a regulation that sets out the mandatory process for private arbitration of all disputes between insurance companies, states, "The first insurer that receives a completed application for benefits is responsible for paying benefits to an insured person
- [Campisi Success Story - Automobile Insurance Claim](https://campisilaw.ca/blog/campisi-success-story-automobile-insurance-claim/) - On September 27, 2012, the Ontario Court of Appeal released its landmark decision in Pastore v Aviva. Mrs. Pastore was successfully represented by Joseph Campisi, the founding partner of Campisi LLP. It was a long and challenging fight over several years and multiple appeals. The stakes were very high for the insurance industry, and Aviva
- [Ontario Researchers Develop Concussion Blood Test](https://campisilaw.ca/blog/ontario-researchers-develop-concussion-blood-test/) - THE POST-ACCIDENT CONCUSSION DILEMMA Establishing conclusive evidence of a mild traumatic brain injury, or concussion, is one of the most challenging issues for many of our clients as they seek ongoing care following a motor vehicle accident. It is well-documented that concussion symptoms can occur in relatively low speed collisions, and even without direct head
- [Personal Injury Update: Second Psychiatric Assessment Granted 7 Months After Pre-Trial](https://campisilaw.ca/blog/personal-injury-update-second-psychiatric-assessment-granted-7-months-after-pre-trial/) - This motion in Maria-Antony v. Ivaschenko, 2019 ONSC 4731 was brought by the defendants for leave to conduct a second psychiatric assessment of the plaintiff, Bridget Maria-Antony, who had been injured in two car accidents in 2009 and 2010. The moving defendants were involved in the second accident. As a result of the accidents, the
- [ACCIDENT BENEFITS UPDATE- LAT CONSIDERS CAUSATION IN CAT CLAIM](https://campisilaw.ca/blog/accident-benefits-update-lat-considers-causation-in-cat-claim/) - In F.D. and Allstate Canada, a recent decision of the Licence Appeal Tribunal (LAT) before Adjudicator Daoud, causation was again a central issue in a claim for determination of catastrophic impairment (catastrophic). The claimant, F.D. had been rear-ended on August 6, 2014. She suffered extensive soft-tissue injuries, with post-concussion symptoms, anxiety and depression. She sought
- [2019 Budget Scandal! Ontario Government to Repeal Proceedings Against the Crown Act](https://campisilaw.ca/blog/2019-budget-scandal-ontario-government-to-repeal-proceedings-against-the-crown-act/) - One of the most controversial (and potentially unconstitutional) aspects of the Ontario government’s 2019 budget released on April 11, is the proposed repeal of the Proceedings Against the Crown Act. This Act has been in force for 56 years and establishes the framework for citizens to sue the government. In its place, the Ford Conservatives
- [COVID-19 - Canadian Emergency Response Benefit](https://campisilaw.ca/blog/covid-19-canadian-emergency-response-benefit/) - As the COVID-19 crisis continues with no end in sight, many of you will face economic hardship and other obstacles that interfere with the well-being of you and your families. We have prepared this compilation of many the most impactful government relief measure that may be available for you in this time of uncertainty. It
- [Accident Benefits Newsletter - a Concussion Is (Still) Not a Minor Injury](https://campisilaw.ca/blog/accident-benefits-newsletter-a-concussion-is-still-not-a-minor-injury/) - It is generally acknowledged that the Minor Injury Guideline (MIG) does not extend to traumatic brain Injuries (TBIs), regardless of the degree of initial severity. Any brain injury from mild to severe is equally outside the ambit of the MIG. It is also acknowledged that a concussion and Post-Concussion Syndrome (PCS) qualify as mild TBIs.
- [Personal Injury News: US Jury Awards $1 Billion! Can It Happen In Canada?!](https://campisilaw.ca/blog/personal-injury-news-us-jury-awards-1-billion-can-it-happen-in-canada/) - One of the challenges we face as Canadian personal injury lawyers arises from the differences between Canadian and American approaches to damages. Our clients hear about massive personal injury awards (the $1.3 Million "spilled coffee" cases etc.), then are frustrated or suspicious by the relatively modest damages available in a Canadian case. This discrepancy reached
- [Breakthrough Costs Insurance Decision For Plaintiffs- Armstrong V. Lakeridge 2017 Onsc 6565](https://campisilaw.ca/blog/breakthrough-costs-insurance-decision-for-plaintiffs-armstrong-v-lakeridge-2017-onsc-6565/) - One of the biggest obstacles facing personal injury plaintiffs in the pursuit of their claims is the very real threat of exposure to a large costs award against them if they are not successful in the lawsuit. Typically, a judge will order the unsuccessful party to pay a portion of the victor’s legal costs. The
- [Accident Benefits Update- CAT Claim](https://campisilaw.ca/blog/accident-benefits-update-cat-claim/) - In Pucci v. Wawanesa (2019 ONSC 1706), a recent Ontario Superior Court of Justice decision, the court weighed in on causation in a catastrophic impairment (catastrophic) claim. The plaintiff claimant, Brittany Pucci, had been injured in a car accident on June 16, 2013. She suffered various physical injuries and psychological impairments following the accident. Her
- [G.P.’s Application For Catastrophic Impairment And Denied Treatment Plans](https://campisilaw.ca/blog/g-p-s-application-for-catastrophic-impairment-and-denied-treatment-plans/) - G.P. v. Cumis General Insurance Company, a recent claim before the Licence Appeal Tribunal (LAT), concerned G.P.’s application for a determination of catastrophic impairment and several denied treatment plans. G.P. had been injured in a motor vehicle accident in November 2013. She sought treatment from her automobile insurer, Cumis, under the Statutory Accident Benefits Schedule
- [Accident Benefits Updates: Motorcycle Accident](https://campisilaw.ca/blog/accident-benefits-updates-motorcycle-accident/) - Mr. Cowdrey was involved in a serious motorcycle accident on September 15, 2013. He was riding alone just after midnight in Innisfil, Ontario when he struck a pothole and was thrown from his motorcycle. He suffered life-threatening injuries including a serious traumatic brain injury and extensive physical injuries including the loss of his left eye.
- [Concussion: Not a "Minor" Injury!](https://campisilaw.ca/blog/concussion-not-a-minor-injury/) - Concussions (aka: mild Traumatic Brain injuries) are in the news a lot in sports-related injuries- especially hockey and football as high-profile athletes suffer repeated head injuries that can shorten their careers and permanently impact their lives. As a result, more attention and money has been devoted recently to understanding the diagnosis and treatment and long-term
- [If your guests hurt someone, can you be held responsible?](https://campisilaw.ca/blog/if-your-guests-hurt-someone-can-you-be-held-responsible/) - A recent decision by the Ontario Superior Court of Justice opens the possibility of making social hosts of parties responsible for the actions of their guests. Wardak, in the case called Wardak v. Froom - decided by the Ontario Superior Court of Justice on February 17, 2017 - drove his car over a fire hydrant
- [Accident Benefits Update - Aviva Fails to Overturn "Medical Reasons" Reconsideration at Divisional Court](https://campisilaw.ca/blog/accident-benefits-update-aviva-fails-to-overturn-medical-reasons-reconsideration-at-divisional-court/) - In Hedley v. Aviva Insurance Company of Canada (2019 ONSC 5318), Aviva appealed a Reconsideration Decision from the Licence Appeal Tribunal. The original hearing involved a dispute over whether Aviva had provided adequate reasons for denying a Treatment Plan submitted by the claimant, Brian Hedley. Hedley had been injured in a collision in March 2014.
- [Accident Benefits Update: LAT Approves Attendant Care Despite Lawyer’s Return to Work](https://campisilaw.ca/blog/accident-benefits-update-lat-approves-attendant-care-despite-lawyers-return-to-work/) - On March 20, 2020, the Licence Appeal Tribunal (LAT) released its decision in J.W. v. Security National Insurance Company (2020 CanLII 30385). The central question in this decision concerned a catastrophically injured (catastrophic) applicant’s entitlement to Attendant Care (AC) benefits, and the quantum of those benefits if found reasonable and necessary. The applicant, J.W. had
- [Accident Benefits Update: Chronic Pain Is Not a Minor Injury](https://campisilaw.ca/blog/accident-benefits-update-chronic-pain-is-not-a-minor-injury/) - In F.H. and Certas Direct Insurance Company, a recent hearing before the Licence Appeal Tribunal (LAT), the unnamed Applicant sought a declaration that her ongoing post-accident impairments were not subject to the Minor Injury Guideline (MIG) and the $3500 cap on treatment under the MIG. The Applicant was injured in a motor vehicle accident on
- [New Deductible 2019](https://campisilaw.ca/blog/new-deductible-2019/) - Many of you are unaware that there is a statutory deductible imposed on non-pecuniary general (pain and suffering) damages below a certain monetary threshold. Prior to August 2015, the defendant insurance company was entitled to deduct $30,000 from an award for pain and suffering under $100,000 (Family Law Act (FLA) claimants faced a $50,000 threshold
- [Ms. Dittmann’s Automobile Insurance Success Against Aviva](https://campisilaw.ca/blog/ms-dittmanns-automobile-insurance-success-against-aviva/) - In Aviva Insurance Company of Canada v. Dittmann, released on March 15, 2018, the Supreme Court of Canada dismissed a leave to appeal application by Aviva and ordered the insurer to pay Ms. Dittmann’s legal costs. Several years earlier, Ms. Dittmann suffered serious burns while attempting to place a drive-through coffee into her cup
- [Putting Drivers First? The Government’s Blueprint for Insurance Reform Revealed](https://campisilaw.ca/blog/putting-drivers-first-the-governments-blueprint-for-insurance-reform-revealed/) - Early this year, the government asked for public input into the future of auto insurance in Ontario. We were cautiously optimistic that they wanted genuine participation from the people most affected by any reforms. However, now that the "Blueprint" has been published as part of the 2019 Budget, it is clear the Liberals have little
- [How to Prove Concussion in Personal Injury Cases](https://campisilaw.ca/blog/how-to-prove-concussion-in-personal-injury-cases/) - Concussions are often referred to as invisible injuries because they are hard to detect. Fortunately, over the years there have been some advances in medicine that enable those in the medical field to detect even the tiniest signs of injury in the brain. The medical advances below can be used to prove concussion in personal
- [Accident Benefits Update - LAT Considers Causation in IRB Claim](https://campisilaw.ca/blog/accident-benefits-update-lat-considers-causation-in-irb-claim/) - In Applicant and Aviva General Insurance, the Applicant sought Income Replacement Benefits (IRB) up to 104 weeks post-accident and ongoing. He had been injured on August 10, 2015, and received IRBs from Aviva, his automobile insurer, from August 15, 2016 until November 15, 2016. Aviva scheduled several medical examinations of the applicant during this period.
- [ACCIDENT BENEFITS UPDATE: Which CAT definition applies to transitional policies?](https://campisilaw.ca/blog/accident-benefits-update-which-cat-definition-applies-to-transitional-policies/) - In H.S. and Allstate Insurance (2018 CanLII 132563), the parties held a Preliminary Issue hearing before Adjudicator Deborah Neilson of the Licence Appeal Tribunal (LAT). The Applicant, H.S. was seriously injured in a car accident on August 18, 2016. She submitted an application for Determination of Catastrophic Impairment (catastrophic) to the Respondent, Allstate, her automobile
- [Accident Benefits Update: Nebs, and (Natural) Justice for All](https://campisilaw.ca/blog/accident-benefits-update-nebs-and-natural-justice-for-all/) - S.A. v. Guarantee Insurance, 2019 CanLII 77002 (ON LAT)was an application for Reconsideration of the Licence Appeal Tribunal (LAT) decision in which the LAT adjudicator found the Applicant, S.A. was not entitled to Non-Earner Benefits (NEBs) following her February 5, 2016 collision. S.A. claimed that the adjudicator had breached the rules of natural justice (i.e.:
- [JOSEPH PRESENTS AT CIBPA AWARDS GALA](https://campisilaw.ca/blog/joseph-presents-at-cibpa-awards-gala/) - Joseph Campisi has been a long-time member and supporter of the Italian Community in the GTA and the Canadian Italian Business and Professional Association (CIBPA). CIBPA is a is a non-profit member organization with the objective of representing the interests and views of Canadians of Italian heritage. Joseph was honoured to have been asked to
- [Halloween Safety Tips](https://campisilaw.ca/blog/halloween-safety-tips/) - Halloween brings out the kid in everyone. You have the chance to dress up, binge on candy and see the parade of cute costumes at your front door. Keeping a few Halloween safety tips in mind, ensures that everyone has a wonderful evening and the tired, candy-filled princesses, superheroes, ghouls and ghosts get tuck away
- [Car-Surfing Injury Is an "Accident" -Divisional Court Upholds Lat Decision](https://campisilaw.ca/blog/car-surfing-injury-is-an-accident-divisional-court-upholds-lat-decision/) - In order to receive accident benefits under an auto insurance policy, a claimant must prove that they have been injured in an "Accident" as defined in the Statutory Accident Benefits Schedule (SABS). Under the two-part test set out by the Supreme Court of Canada, the claimant must how that the injuries were a) caused by
- [Accident Benefits Update: CAT](https://campisilaw.ca/blog/accident-benefits-update-cat/) - In E.E. and Aviva Insurance Company, a recent decision of the Licence Appeal Tribunal (LAT), the Applicant, E.E. claimed that he had suffered Catastrophic (CAT) Impairment under the Statutory Accident Benefits Schedule (SABS) following a serious single vehicle collision on January 28, 2012 in which he was a passenger. His initial complaints included neck and
- [Landre and Western Assurance Company Case Summary](https://campisilaw.ca/blog/landre-and-western-assurance-company-case-summary/) - Ontario Trial Lawyers Association Blog Case Summary - May 5 2017, written by Michael Ettedgui This decision concerns a request to add issues to an arbitration proceeding resulting from an Application for Arbitration, filed February 18, 2016. The issues sought to be added resulted from a Mediation Report, dated March 14, 2016. The Applicant’s request
- [ECHELON GENERAL INSURANCE COMPANY V. ONTARIO (MINISTER OF FINANCE), 2016 ONSC 5019, RELEASED AUGUST 11, 2016](https://campisilaw.ca/blog/echelon-general-insurance-company-v-ontario-minister-of-finance-2016-onsc-5019-released-august-11-2016/) - This was an appeal of a preliminary award in which the arbitrator determined that an insurer’s policy had expired prior to the collision in question. The issue on appeal was whether an improperly cancelled policy remained in force. On May 15, 2010 the claimant, Mr. Farah was struck as a pedestrian. Echelon had insured the
- [Is your password safe? You may be more vulnerable than you think.](https://campisilaw.ca/blog/is-your-password-safe-you-may-be-more-vulnerable-than-you-think/) - Now that Christmas is over, you might be ready to seek out some holiday deals. When you are shopping online, make sure you are protecting yourself and your money with a strong password. Did you know that hackers have developed software that can try tens of millions of possible password combinations per second? This software
- [Keeping your ghouls and ghosts safe - Halloween Safety](https://campisilaw.ca/blog/keeping-your-ghouls-and-ghosts-safe-halloween-safety/) - Halloween is all about fun and candy, but keeping children safe should be your highest priority. Here are a few Halloween safety tips to ensure everyone has a safe night. Costume Avoid costumes that are too long or may cause a tripping hazard Ensure that the mask or any other part of the costume that
- [The 3-Part Violi Test: Advice for Rehabilitation Professionals](https://campisilaw.ca/blog/the-3-part-violi-test-advice-for-rehabilitation-professionals/) - Recently we issued a letter to the Healthcare providers in our network, providing them with an important update about how insurance companies view patient rehabilitation needs, and how they assess what is “reasonable and necessary”. A 3-part test was established in General Accident Assurance Co. of Canada v. Violi(FSCO Appeal P99-00047), and it asks the
- [Hamilton Spectator Publishes OTLA Letter to the Editor](https://campisilaw.ca/blog/hamilton-spectator-publishes-otla-letter-to-the-editor/) - Reprinted from the OTLA Member Bulletin - June 23, 2017 Last week, the Hamilton Spectator published our Letter to the Editor in response to the recent opinion piece by Ken Rubin. I would like to thank OTLA's Public Relations committee, specifically Heidi Brown, Maciek Piekosz, and Alex Voudouris for creating this letter: Broken auto insurance system
- [5 Things to Do After a Fall Injury](https://campisilaw.ca/blog/5-things-to-do-after-a-fall-injury/) - What you do after being injured in a fall is crucial if you intend to file a claim against the negligent person, company or municipality responsible for your fall. It is instinctive for many fall victims to seek medical assistance in the event of a fall injury. The five steps below are, however, not normally
- [The advantages of having an Accident Lawyer handle your accident benefit claim](https://campisilaw.ca/blog/the-advantages-of-having-an-accident-lawyer-handle-your-accident-benefit-claim/) - In Ontario, it is possible for any injured person to file an accident benefits claim without legal representation. It's known as self-representation. But just because you can represent yourself, it doesn't mean you should. Notwithstanding the difficulty of managing your own claim while trying to recover from a injury, there are many nuances to conducting
- [INTACT INSURANCE COMPANY V. ALLSTATE INSURANCE COMPANY OF CANADA, 2016 ONCA 609, RELEASED AUGUST 3, 2016](https://campisilaw.ca/blog/intact-insurance-company-v-allstate-insurance-company-of-canada-2016-onca-609-released-august-3-2016/) - This was an appeal by an insurer of a decision assigning priority for accident benefits to it instead of the first responder. The main issue on appeal was the question of dependency. Paula Chartrand and her 2 daughters, Athena and Destiny were injured in a collision on August 21, 2010. They applied for and received
- [Badesha v. Haider, 2017 ONSC 1745](https://campisilaw.ca/blog/badesha-v-haider-2017-onsc-1745/) - This refusals motion concerned a plaintiff’s request for the statutory third party’s file contents, including the defendant’s first statement to his liability insurer and all correspondence between the defendant and his liability insurer. TD, the statutory third party (when the motion was heard), refused production on the basis of litigation privilege. The plaintiff’s motion was
- [Accident Benefits Update - Catastrophic Assessment Report Slammed by LAT](https://campisilaw.ca/blog/accident-benefits-update-catastrophic-assessment-report-slammed-by-lat/) - The Licence Appeal Tribunal (LAT) recently released P.S. vs. Allstate Insurance (2020 CanLII 87980) a catastrophic impairment claim heard immediately before the COVID measures took effect. In this decision, Adjudicator Hines was required to determine whether P.S., the applicant was entitled to enhanced catastrophic benefits under the Statutory Accident Benefits Schedule (SABS). The applicant was
- [Depression and Injury: How to Cope](https://campisilaw.ca/blog/depression-and-injury-how-to-cope/) - Frequently, people who have been injured in a collision or other traumatic event will develop depression - especially if the injuries result in chronic pain, brain injury or catastrophic impairment. Having to face the sudden loss of good health and cope with an injury severe enough to render the person dependent on others for support
- [Joseph Campisi’s Submissions to the Attorney General - Amendment to the Courts of Justice Act and the Availability of Civil Juries](https://campisilaw.ca/blog/joseph-campisis-submissions-to-the-attorney-general-amendment-to-the-courts-of-justice-act-and-the-availability-of-civil-juries/) - Dear Mr. Downey: I have reviewed your letter dated June 5, 2020 requesting the views of stakeholders regarding potential reforms that you are considering to the Courts of Justice Act concerning the availability of jury trials. I am a personal injury lawyer who manages a firm of 12 lawyers, I am recognized by the Law
- [MICHAEL ETTEDGUI’S INTERVIEW BY OTLA](https://campisilaw.ca/blog/michael-ettedguis-interview-by-otla/) - MICHAEL ETTEDGUI’S INTERVIEW BY OTLA: THE LITIGATOR SEPT/OCT 2016 EDITION 1. What is it that attracted you to work in the personal injury plaintiff field of practice? I knew two things when I graduated from law school: I wanted to help people who were disadvantaged and I wanted to do so in the courtroom. The
- [Court of Appeal insurance ruling could be relevant to COVID-19 cases, says lawyer](https://campisilaw.ca/blog/court-of-appeal-insurance-ruling-could-be-relevant-to-covid-19-cases-says-lawyer/) - When is a flood not a flood? In the age of climate change and COVID-19, the Ontario Court of Appeal recently answered that critical insurance question in a case involving a Mississauga wedding and convention centre that was significantly damaged by the biggest rainstorm in the region’s recorded history. The July 2013 storm dropped more
- [Despite COVID-19 guidelines, insurers still deny attendant care claims | Joseph Campisi](https://campisilaw.ca/blog/despite-covid-19-guidelines-insurers-still-deny-attendant-care-claims-joseph-campisi/) - On June 3, more than two months after Ontario declared a state of emergency, the Financial Services Regulatory Authority of Ontario (FSRA) released an Interpretation titled: “Statutory Accident Benefits Claims during the COVID-19 Outbreak.” Its declared purpose is “to provide FSRA’s Interpretation of the requirements of subsections 1(9), 3(2)5 and 6(1) of O. Reg. 7/00
- [Why this trial lawyer wants to ban civil jury trials](https://campisilaw.ca/blog/why-this-trial-lawyer-wants-to-ban-civil-jury-trials/) - Motor vehicle accident lawsuits in Ontario are often decided by juries, and one personal injury lawyer would like to change this. “I don’t see a valid cause as to why juries should be retained at all in civil trials,” said Nathan Tischler, a lawyer with Campisi LLP, who frequently represents claimants before the courts and
- [Global News Radio London / 980 CFPL – Aug 13 2020](https://campisilaw.ca/blog/global-news-radio-london-980-cfpl-aug-13-2020/) - Click Here to know more about the case for abolishing civil jury trials
- [Joseph Campisi: Ontario should eliminate civil jury trials](https://campisilaw.ca/blog/joseph-campisi-ontario-should-eliminate-civil-jury-trials/) - Ontario should follow Quebec’s lead and abolish civil jury trials. A jury trial in a civil case is not a constitutional right, as it is in criminal cases. Even before the COVID-19 pandemic, civil jury trials added to unnecessary delay and expense in the civil justice system. But now, with tax revenues collapsing, provincial budget
- [COVID-19 Federal and Insurance Assistance for Businesses](https://campisilaw.ca/blog/covid-19-federal-and-insurance-assistance-for-businesses/) - As the COVID-19 crisis continues with no end in sight, many of you will face economic hardship and other obstacles that interfere with your ability to run your business. We have prepared this compilation of many the most impactful government relief measures that may be available for you in this time of uncertainty. It is
- [Accident Benefits Update: LAT split on "Reasonable and Necessary" CAT assessments](https://campisilaw.ca/blog/accident-benefits-update-lat-split-on-reasonable-and-necessary-cat-assessments/) - In V.L. vs. Pafco Insurance Company (2019 CanLII 119760), a recent hearing in writing before the Ontario Licence Appeal Tribunal (LAT), the applicant, V.L sought payment from Pafco, her insurer for the costs of her assessments to determine catastrophic impairment (catastrophic). Pafco had approved approximately 2/3 of the requested $25,719.25, denying the remaining $8,884.00 on
- [Accident Benefits Update: ONCA’s TOMEC Decision on SABS Limitations](https://campisilaw.ca/blog/accident-benefits-update-oncas-tomec-decision-on-sabs-limitations/) - On November 8, 2019, the Ontario Court of Appeal released Tomec v Economical Mutual Insurance Company (2019 ONCA 882). The central issue on the appeal was whether the two-year limitation to start a proceeding following a denial of accident benefits was a "hard" limitation or was subject to the principle of discoverability. The Appellant, Sotira
- [Accident Benefits Update: Impaired Driving Charges After Crash](https://campisilaw.ca/blog/accident-benefits-update-impaired-driving-charges-after-crash/) - R. v. Canavan, 2019 ONCA 567 (CanLII), the appellant, Michael Canavan tried to overturn his convictions for impaired operation of a motor vehicle causing death, operating a motor vehicle with over 80 mg of alcohol per 100 ml of blood, and two counts of driving while impaired causing bodily harm. On the evening of June
- [ACCIDENT BENEFITS UPDATE: AVIVA BEATS DEAD HORSE... TWICE!](https://campisilaw.ca/blog/accident-benefits-update-aviva-beats-dead-horse-twice/) - In two recent decisions of the Licence Appeal Tribunal, released on consecutive days, Aviva mounted spirited attempts to broaden the scope of accident benefits claims under the Minor Injury Guideline or MIG. N.R. and Aviva, 2019 CanLII 51313, and the Reconsideration Decision in G.S. and Aviva, 2019 CanLII 51320, were both heard in writing before
- [Impact of COVID-19 on personal injury claims in Ontario](https://campisilaw.ca/blog/impact-of-covid-19-on-personal-injury-claims-in-ontario/) - The COVID-19 pandemic has not only made our justice system inaccessible for many but has placed an exceptional burden on disabled persons with personal injury claims.Following the onset of the pandemic, the Ontario government suspended most court activities, including all civil lawsuits. Many injured and disabled persons with personal injury claims have had to receive
- [Accident Benefits Update: Proving Chronic Pain? - a Cautionary Tale](https://campisilaw.ca/blog/accident-benefits-update-proving-chronic-pain-a-cautionary-tale/) - In S.K. v. Aviva Insurance Canada (2019 CanLII 126203) recent Reconsideration Hearing before the Licence Appeal Tribunal (LAT), the applicant S.K. argued that the LAT had erred in fact and at law by finding that her injuries were appropriately treated under the Minor Injury Guideline (MIG). As a result of this finding, her claims for
- [Same counsel can’t work for insurer on both priority dispute and AB claim: Court](https://campisilaw.ca/blog/same-counsel-cant-work-for-insurer-on-both-priority-dispute-and-ab-claim-court/) - An Ontario auto insurer involved in a priority dispute with another insurer should have used a different counsel in that dispute than the one used for the main accident benefits claim with the insureds, the Ontario Superior Court has ruled. The issue came up in the case of The Personal Insurance Company v. Jia, in which
- [Is an employer responsible if an employee contracts COVID-19?](https://campisilaw.ca/blog/is-an-employer-responsible-if-an-employee-contracts-covid-19/) - The second wave of COVID-19 infections threatens to undermine the significant progress we have made in establishing a balance that takes account of the need to jump-start the economy and the legitimate safety concerns of workers returning to their jobs. The government and regulatory bodies in Ontario and Canada have established protocols and standards aimed
- [New emergency fund opens to agricultural employers](https://campisilaw.ca/blog/new-emergency-fund-opens-to-agricultural-employers/) - Employers in the agricultural sector in certain provinces and territories can now apply for the Emergency On-Farm Support Fund, which provides a $35-million investment to improve health and safety on farms and in employee living quarters to prevent the spread of COVID-19. “We understand the unique circumstances and challenges being felt on farms and are
- [CAMPISI SPRING CLOTHING DRIVE](https://campisilaw.ca/blog/campisi-spring-clothing-drive/) - Campisi LLP will be holding our very own Spring Clothing Drive. We will be making our donation to the Canadian Diabetes Association Clothesline. Profits from our resold goods support the CDA, diabetes research, education, programs and advocacy. We will attempt to arrange pick up for the week of April 3rd. This is a great opportunity
- [Accident Benefits Update: New Catastrophic Paraplegia Criteria Tested](https://campisilaw.ca/blog/accident-benefits-update-new-catastrophic-paraplegia-criteria-tested/) - In Patel v. RSA Insurance (19-000560-AABS), a recent decision before the Licence Appeal Tribunal, a dispute arose over the new Paraplegia criteria for meeting the definition of catastrophic impairment. The applicant, Aiysha Patel suffered a severe spinal cord injury in a car accident. She sought a determination that she was catastrophically impaired (catastrophic) under the
- [Notice - COVID-19](https://campisilaw.ca/blog/notice-covid-19/) - In response to the evolving COVID-19 crisis, the Ontario Government released Order 518/20 under the Emergency Management and Civil Protection Act, declaring a state of emergency for the Province on March 17, 2020. Emergency measures have included ordering the closure of the following: public gathering places including indoor recreational facilities, libraries, private schools, childcare centres,
- [CBC News with Joseph Campisi: COVID Impact on Ontario Courts](https://campisilaw.ca/blog/cbc-news-with-joseph-campisi-covid-impact-on-ontario-courts/) - In this February 2021 news segment, CBC’s Erik White investigates how the pandemic has and will continue to impact Ontario’s courts. White interviews several experts including Joseph Campisi to learn about the current suspension of jury trials and the resulting backlog of cases in the system. As well, Joseph Campisi shares his perspective on the
- [Tracy Romanowski Awarded 2020 John McLeish Award by the OTLA](https://campisilaw.ca/blog/tracy-romanowski-awarded-2020-john-mcleish-award-by-the-otla/) - Congratulations to Campisi’s own Tracy Romanowski for being awarded the John A. McLeish Award for 2020! Each year, the Ontario Trial Lawyers Association (OTLA) canvasses its members for worthy candidates who represent the most talented and dedicated advocates for access to justice and support of injured people in Ontario. The John A. McLeish Award is presented to the person,
- [A Campisi Success Story - Motorcycle Accident Case](https://campisilaw.ca/blog/a-campisi-success-story-motorcycle-accident-case/) - Mr. Cowdrey was involved in a serious motorcycle accident on September 15, 2013. He was riding alone just after midnight in Innisfil, Ontario when he struck a pothole and was thrown from his motorcycle. He suffered life-threatening injuries including a serious traumatic brain injury and extensive physical injuries including the loss of his left eye.
- [The Power Of Perseverance During A Car Accident](https://campisilaw.ca/blog/the-power-of-perseverance-during-a-car-accident/) - When you (or someone you love) has been seriously injured in a car accident, the impact on your life is devastating. It can be difficult pushing ahead with rehabilitation, striving to establish your best new "normal" in the face of physical, psychological or cognitive obstacles which seem overwhelming. It is essential to your recovery that
- [E-Bike Accident? Steps to Take Immediately](https://campisilaw.ca/blog/e-bike-accident-steps-to-take-immediately/) - Updated October 24, 2023 In Toronto, it is increasingly common to see e-bikes on the streets. Meal delivery services, commuters and even the local bike share operators include e-bikes in their fleets. Electric Bicycles ("e-bikes") can be operated on roads in Ontario. Since October 3, 2009, electric bikes (both those resembling conventional bicycles and those
- [Ontario E-Bike Laws: Before & After You Buy](https://campisilaw.ca/blog/ontario-e-bike-laws-before-after-you-buy/) - Electric bicycles or e-bikes are inexpensive, convenient and fun, and they are becoming an increasingly popular option for urban commuters. Sales of e-bikes continue to grow, and even though more of them are on the road, there is still confusion over which rules apply in Ontario. For example, are e-bikes “motor vehicles” or “power-assisted bicycles”?
- [No-Fault Insurance: Top 5 Common Questions](https://campisilaw.ca/blog/no-fault-insurance-top-5-common-questions/) - If you ever search for Ontario No-Fault Insurance, you’ll see Google return over 3.5 million results in less than a second. Between those results and the questions that our team of lawyers and experts commonly hears, we wanted to provide this quick reference for Ontarians searching for clarity. Top 5 List of No-Fault Insurance Questions
- [Maximize Your Tax Return](https://campisilaw.ca/blog/maximize-your-tax-return/) - Income Tax season is upon us, and we'd like to offer some tips for individuals and families who have suffered from personal injury to help maximize their returns. If there is someone you know that could benefit from this information, please pass it along. Here are a few options for injured parties & families to be
- [Accident Benefits Update - to Determine Whether the Applicant Had Sustained a Catastrophic Impairment](https://campisilaw.ca/blog/accident-benefits-update-to-determine-whether-the-applicant-had-sustained-a-catastrophic-impairment/) - Applicant v. Toronto Transit Commission (2019 CanLII 101715) was a recent proceeding before the Licence Appeal Tribunal (LAT) to determine whether the unnamed Applicant had sustained a catastrophic impairment (catastrophic) as a result of injuries he sustained after being struck by a streetcar while crossing as a pedestrian. The Applicant sustained physical Injuries including a
- [Accident Benefits Update: First Decision Under New Criteria](https://campisilaw.ca/blog/accident-benefits-update-first-decision-under-new-criteria/) - Significant amendments to the Statutory Accident Benefits Schedule (SABS) came into effect in June2016. Changes to the criteria for determining catastrophic impairment (catastrophic) were finally put to the test in M.C. and BelairDirect (2019 ONLAT 18-004112/AABS)the first published decision under the new rules. Unfortunately for Mr. Carruthers, the applicant, the decision is less about the
- [Campisi's Nathan Tischler Quoted in Canadian Underwriter Magazine](https://campisilaw.ca/blog/campisis-nathan-tischler-quoted-in-canadian-underwriter-magazine/) - In the August 31st, 2021 article, "Shhh! Don't show this article to a jury in a vehicle accident lawsuit", insurance industry magazine Canadian Underwriter cites the expert opinion of Campisi lawyer Nathan Tischler in a story about motor vehicle accident tort claims. In the context of a recent lawsuit, writer Greg Meckbach highlights this fact
- [Joseph Campisi Recognized by Best Lawyers® in Canada](https://campisilaw.ca/blog/joseph-campisi-recognized-by-best-lawyers-in-canada/) - Congratulations to our own Joseph Campisi who has been recognized in the 2022 edition* of Best Lawyers® in Canada for Personal Injury Litigation. Based on the principle that "the best lawyers know who the best lawyers are", professionals who are included in this prestigious listing are selected entirely based on peer review. A highly respected resource
- [Joseph Campisi Recognized by Best Lawyers® in Canada](https://campisilaw.ca/blog/joseph-campisi-recognized-by-best-lawyers-in-canada-2/) - Congratulations to our own Joseph Campisi who has been recognized in the 2022 edition* of Best Lawyers® in Canada for Personal Injury Litigation. Based on the principle that "the best lawyers know who the best lawyers are", professionals who are included in this prestigious listing are selected entirely based on peer review. A highly respected resource
- [Is My Car a Write-Off? What Are My Options?](https://campisilaw.ca/blog/is-my-car-a-write-off-what-are-my-options/) - So many cars are written off as total losses in serious collisions that the terms “write-off” and “totalled” have become everyday expressions in our language. Although approximately 17% of all collisions in Canada result in write-offs, there is a lot of confusion surrounding what is meant, how it is determined and what rights and obligations
- [Rehab Providers: Access to Care is at Stake](https://campisilaw.ca/blog/rehab-providers-access-to-care-is-at-stake/) - Rehab Providers - email AutoInsurance@ontario.ca by July 12, 2021 to have your voice heard! The Ontario government is requesting consultation from stakeholders in order to determine how to reduce the incidence of auto insurance fraud and abuse in its “Abuse and Fraud Consultation Paper”. The Ministry of Finance admits that there is no accurate quantification of
- [Campisi Win: LAT Jurisdiction to Extend Limitation Period Under SABS](https://campisilaw.ca/blog/campisi-win-lat-jurisdiction-to-extend-limitation-period-under-sabs/) - The Divisional Court confirms that the LAT has jurisdiction to extend the limitation period under SABS. On June 15, 2021, the Divisional Court of the Superior Court of Justice released its decision on appeals from three Licence Appeal Tribunal (LAT) decisions: (1) Reardon v. RSA (successfully litigated by Nathan Tischler and Imtiaz Hosein of Campisi
- [SPECT Endorsed for Traumatic Brain Injury Diagnosis](https://campisilaw.ca/blog/spect-endorsed-for-traumatic-brain-injury-diagnosis/) - The Canadian Association of Nuclear Medicine (CANM) has unanimously embraced a new method and set guidelines for brain single-photon emission computed tomography (SPECT) imaging for neurology and psychiatry. The news on this landmark decision was released on July 16, 2021. The prominent scientific discipline approved brain SPECT imaging techniques for the evaluation of many general
- [Ontario Transport Truck Accident Guide](https://campisilaw.ca/blog/ontario-transport-truck-accident-guide/) - Being involved in any motor vehicle accident is frightening. When that motor vehicle accident involves a transport truck, it can be an especially difficult road ahead. Victims face the onerous journey of medical recovery while being asked to navigate the complex legal challenges barring them from obtaining the assistance they require. In 2019, the OPP
- [Options for Healthcare Workers Struggling with PTSD](https://campisilaw.ca/blog/options-for-healthcare-workers-struggling-with-ptsd/) - Since the onset of the COVID 19 crisis, our healthcare workers have been subjected to ongoing and almost relentless stress. They have been continually at risk of contracting the virus, or transmitting it to family, friends, and co-workers, often forcing them to separate from their loved ones for extended periods. All the while they have
- [SABS Related Decision is Accident Victim Win](https://campisilaw.ca/blog/sabs-related-decision-is-accident-victim-win/) - Aviva Insurance Company of Canada and Statutory Accident Benefits Schedule (SABS) Ontario 2021 Decision In the recently released decision of Aviva Insurance Company of Canada v. Danay Suarez, 2021 ONSC 6200 (CanLII), the Divisional Court made an important ruling on whether treatment plans had to be “incurred” under the Statutory Accident Benefits Schedule (SABS) before
- [Nathan Tischler Published in CanLII Connects](https://campisilaw.ca/blog/nathan-tischler-published-in-canlii-connects/) - On October 3rd, 2021, CanLII (the Canadian Legal Information Institute) published the following article in their CanLII Connects Commentaries: The Misguided Sacralization of Civil Juries - a Response to Douglas Treilhard's Comment on Louis v. Poitras. This article was written by Campisi's own Nathan Tischler, an active, passionate advocate for the elimination of civil jury
- [ODSP System Reform: Red Flags, Backlogs & Barriers to Appeals](https://campisilaw.ca/blog/odsp-system-reform-red-flags-backlogs-barriers-to-appeals/) - In November 2020, the Ontario government’s Ministry of Children, Community and Social Services launched a multi-year initiative to overhaul administration of the Ontario Disability Support Program (ODSP) and Ontario Works (OW) under the title, “Recovery and Renewal: A Vision for Social Assistance Transformation”. In collaboration with municipal governments, this transformation aims “to create an efficient,
- [New Car? Here’s Why You Should Consider OPCF 43](https://campisilaw.ca/blog/new-car-heres-why-you-should-consider-opcf-43/) - Buying or Leasing a New Car? OPCF 43 Insurance Could Save You Money. When you have been seriously injured in a car accident, the last thing you want to worry about is your vehicle. Because you are insured, you assume like most people that your insurance company will take care of you, and that, if
- [2022 Deductible Thresholds Explained](https://campisilaw.ca/blog/2022-deductible-thresholds-explained/) - Recently, the Financial Services Regulatory Authority of Ontario (FSRA) published its 2022 Automobile Insurance Indexation Amounts Guidance. This Guidance, effective January 1, 2022, establishes the amounts related to insurance claims that are subject to indexation for 2022. Indexation is tied to the Canadian Consumer Price Index (CPI) and varies year to year. The FSRA Guidance impacts the
- [Hiring: Experienced Paralegal / Law Clerk](https://campisilaw.ca/blog/hiring-experienced-paralegal-law-clerk/) - Leverage your 5+ years’ post call plaintiff personal injury or insurance defence experience to do more satisfying and groundbreaking work. Core Focus: General file handling and management (on Tort and Accident Benefits files) Preparation and drafting of correspondence and legal documents (including motion records, Statement of Claim, pre-trial/mediation memos, pleadings, affidavits of documents, etc.) for
- [Distracted Driving Penalties as of 2022](https://campisilaw.ca/blog/distracted-driving-penalties-as-of-2022/) - Ontario police are cracking down harder than ever on distracted driving in 2022, and penalties are getting steeper. And with good reason; deaths from distracted driving have doubled since the year 2000, and one person is injured at the rate of every half hour, according to Ontario.ca. Read on to learn more about the most
- [DUI: Stats, Ontario Law, and Impacts of Charges](https://campisilaw.ca/blog/dui-stats-ontario-law-and-impacts-of-charges/) - Impaired driving, also called driving under the influence or DUI, refers to the operation of a vehicle while the driver’s ability to do so is compromised by alcohol, prescription or non-prescription drugs, alone or in any combination. Types of vehicles where DUI charges could apply include not only road-going vehicles, but also off-road vehicles and
- [Your Blog Post Title Here...](https://campisilaw.ca/blog/your-blog-post-title-here-2/)
- [What is a Catastrophic Injury?](https://campisilaw.ca/blog/what-is-a-catastrophic-injury/) - What is a catastrophic injury? The term “catastrophic” is seemingly common sense, and yet for many Ontario residents fighting for their rights in the legal world, it is a term which they are measured against but one that is often left shrouded in mystery. Any injury could potentially be “catastrophic” if it impairs your life
- [Joseph Campisi's Expertise Sought by Toronto Star](https://campisilaw.ca/blog/joseph-campisis-expertise-sought-by-toronto-star/) - In the June 28th, 2022 article, "Record Damages Awarded in Disability Insurance Lawsuit", leading newspaper The Toronto Star cites the expert opinion of Campisi leader, lawyer, and Osgoode Hall professor Joseph Campisi in a story about a woman who was awarded $1.5 million in punitive damages after 6 years of refusal by her insurance company
- [Hiring: Managing Director](https://campisilaw.ca/blog/hiring-managing-director/) - Looking for a great opportunity to showcase your inclusive leadership and law firm operational expertise? Campisi LLP, a respected personal injury boutique firm is focused on finding the right fit. We’re flexible about title and total compensation is competitive for candidates inspired to develop and execute a strategy that includes practice expansion. Scope of the
- [Representing Yourself in a No-Fault Insurance Claim? You Need to Know This.](https://campisilaw.ca/blog/representing-yourself-in-a-no-fault-insurance-claim-you-need-to-know-this/) - If you or a loved one is injured in an automobile accident, life can get turned upside down in a heartbeat. All you want is to receive the treatment and support you need to return to normal life and put the incident behind you. It can be tempting to try to simplify the process of
- [Ontario Car Seat Laws & Safety Considerations](https://campisilaw.ca/blog/ontario-car-seat-laws-safety-considerations/) - As parents and drivers, we all want to make sure that our kids are as safe as possible in the car. However, despite our best intentions an alarming number of avoidable injuries happen every year because of faulty or improperly used car seat / booster seats and/or other risks drivers create through carelessness and ignorance.
- [Campisi's Point of View Sought on 3-Year Old Accident Case](https://campisilaw.ca/blog/campisis-point-of-view-sought-on-3-year-old-accident-case/) - In the October 11th, 2022 article, "Elderly Couple Struck by Pickup Suing for $3.4 M", local news publication Thorold Today cites the expert opinion of Campisi leader, lawyer, and Osgoode Hall professor Joseph Campisi in a story about a St. Catherines couple who are suing a Thorold city councillor for $3.4 million, alleging he was
- [Article by Campisi's Ashu Ismail Published in Lawyer's Daily](https://campisilaw.ca/blog/article-by-campisis-ashu-ismail-published-in-lawyers-daily/) - On September 27th, 2022, The Lawyer's Daily published an important article by Campisi personal injury lawyer Ashu Ismail. "Impact of Ontario's Healthcare Crisis on Personal Injury Law, Claimaints" describes the current state of personal injury law from two important perspectives: first, from the perspective of the litigation process and resulting outcomes, and secondly, from the
- [Hiring: Marketing & Business Development Coordinator](https://campisilaw.ca/blog/hiring-marketing-business-development-coordinator/) - Campisi LLP is currently recruiting for a Marketing and Business Development Coordinator. Reporting to the Manager, Human Resources & Operations, and to the Partners, this role is responsible for providing support to the firm with respect to Marketing and Business Development initiatives. Position Purpose and Objectives:Plans, coordinates, and implements the firm’s activities with respect to
- [SPECT Scan Accepted As Evidence in Trial](https://campisilaw.ca/blog/spect-scan-accepted-as-evidence-in-trial/) - Recently, in Wabie v Wilson (2022 ONSC 4296) the Ontario Superior Court of Justice revisited the role played by SPECT scans in diagnosing Traumatic Brain Injuries (TBIs). SPECT (or Single Photon Emission Computerized Tomography) is a highly specialized form of diagnostic imaging that measures perfusion (the flow of blood) in the brain. As opposed to
- [Concussions in Children - Your Questions Answered](https://campisilaw.ca/blog/concussions-in-children-your-questions-answered/) - As parents and caregivers, we all strive to protect our children from harm. Despite our precautions however, too many of our kids will suffer concussions from sports and activities, or as passengers in a car accident. Concussions (also called mild traumatic brain injuries or mTBIs), usually happen after a direct head trauma – for example,
- [2023 Threshold and Deductible Amounts Released](https://campisilaw.ca/blog/2023-threshold-and-deductible-amounts-released/) - Recently, the Financial Services Regulatory Authority of Ontario (FSRA) published its 2023 Automobile Insurance Indexation Amounts Guidance. This Guidance, effective January 1, 2023, establishes the amounts related to insurance claims that are subject to indexation for 2023. Indexation is tied to the Canadian Consumer Price Index (CPI) and varies year to year. The FSRA Guidance
- [CTV Interviews Campisi's Peter Murray re: Class Action Potential](https://campisilaw.ca/blog/ctv-interviews-campisis-peter-murray-re-class-action-potential/) - In the CTV News article, "Dry Shampoo Recall Could Lead to Class Action Lawsuits", Campisi's Peter Murray weighs in on this possibility in response to a recent hair product recall by several popular drugstore brands. The story was written after Health Canada issued a recall in October 2022 for over 1.5 million dry shampoo products
- [Settling Your SABS Accident Benefit Claim](https://campisilaw.ca/blog/settling-your-sabs-accident-benefit-claim/) - What You Need to Know Before You Agree to Settle In Ontario, a serious injury because of a car/vehicle accident triggers “no fault” accident benefits (AB), under the Insurance Act’s Statutory Accident Benefits Schedule (SABS). During your recovery, your insurance company is expected to pay for your necessary treatment and other benefits. They will look
- [Joseph Campisi Comments on Landmark $5.1 million Travel Insurance Settlement](https://campisilaw.ca/blog/joseph-campisi-comments-on-landmark-5-1-million-travel-insurance-settlement/) - Joseph Campisi, head of Campisi LLP and adjunct professor of law at York University's Osgoode Hall, was cited recently in the Toronto Star regarding a pandemic related trip cancellation class action settlement, which he believes is likely just the first of many against travel insurance companies. TD Insurance, who was named in the class action
- [Ontario Car Accident Settlement: Assessing Value](https://campisilaw.ca/blog/ontario-car-accident-settlement-assessing-value/) - If you were seriously injured in an Ontario car accident, you are entitled to “no-fault” accident benefits from your own auto insurer regardless of who was at fault for the accident. These benefits can include income replacement, treatment and rehabilitation, attendant care, and housekeeping assistance. While accident benefits have been designed to provide for your
- [What to do if you’ve been in an accident](https://campisilaw.ca/blog/what-to-do-if-youve-been-in-an-accident/) - If you or someone you care for has been in an accident, it can be overwhelming. We are a personal injury law firm and we have been through this before. That’s why we’ve prepared this quick a list of considerations to help you navigate through the initial stress of being in an accident. In the
- [The Definitive List of Financial Resources for Accident Victims in Ontario](https://campisilaw.ca/blog/the-definitive-list-of-financial-resources-for-accident-victims-in-ontario/) - Drivers who have had a serious car accident in Ontario are often focused on financial worries that come from not being able to work. We recognize that car accident victims should be able to focus on regaining their health rather than stressing on how they’ll pay their bills, pay for medication, or pay their mortgage.
- [Don’t let social media wreck your insurance claim](https://campisilaw.ca/blog/dont-let-social-media-wreck-your-insurance-claim/) - For millions of Canadians, social media sites like Facebook and Instagram have become part of our daily routine. We use it to communicate with friends and family, check news and sometimes enjoy some quick entertainment. For some, posting updates is a regular habit that people don’t think twice about. And when something out of
- [Opinion: Changes to ODSP Don't Go Far Enough to Help Injury Victims](https://campisilaw.ca/blog/opinion-changes-to-odsp-dont-go-far-enough-to-help-injury-victims/) - It seems like every day the news is filled with stories of human crisis on Canadian streets. There are calls to increase resources and support towards key social issues, including homelessness, mental health and addictions, as which have been made worse by the impacts of the pandemic. Many of the people in crisis participate in
- [Vote Now! Campisi Nominated for Top 10 Personal Injury Law Firm](https://campisilaw.ca/blog/vote-now-campisi-nominated-for-top-10-personal-injury-law-firm/) - Voting has opened for Canadian Lawyer magazine's annual Top 10 survey, and we are both pleased and honoured to be included in this year's nominations once again. This Top 10 list is often used by the public when they find themselves suddenly in need of legal support after a serious accident. It helps guide their decisions which
- [Determining Catastrophic Impairment in Ontario](https://campisilaw.ca/blog/determining-catastrophic-impairment-in-ontario/) - Nobody wants to contemplate a catastrophic injury, but unfortunately thousands of Ontarians every year are seriously injured in this way. From a personal injury standpoint, Catastrophic Injuries or Impairments are a special classification of injury that often result in substantially larger settlements due to the life altering health effects and impact they have on an
- [Testing 213](https://campisilaw.ca/blog/testing-213/) - ndknjndjnans
- [Personal Injury Lawyer, Options & Lawsuits 411](https://campisilaw.ca/blog/personal-injury-lawyer-options-lawsuits-411/) - Ontario Lawsuits – What You Need to Know If you haven't yet read our article, "What is a Personal Injury Lawyer?", it will give you a broader understanding of Ontario Personal Injury law. This is the second article in the series and addresses additional information including steps in a lawsuit, trials vs settlement, and accident
- [What is a Personal Injury Lawyer?](https://campisilaw.ca/blog/what-is-a-personal-injury-lawyer/) - You might only have a vague idea of what personal injury lawyers do for a living. "Go to court," for example, or "fight the insurance companies," might come to mind, and probably some version of, "No fees until you win!" It only matters when you have been in a car accident or suffered other serious
- [No-Fault Benefits Versus Fault-Based Lawsuits (Tort Claim)](https://campisilaw.ca/blog/no-fault-benefits-versus-fault-based-lawsuits-tort-claim/) - When you are a victim of an accident, the first question that comes to mind is usually “who is to blame?” And if it appears that someone else is at fault, the next question is, “how will they be held liable?” Ontario has a No-Fault Benefits system, known as no-fault insurance to most, which is
- [The Importance of Understanding the Potential Health Impacts of a TBI Injury](https://campisilaw.ca/blog/the-importance-of-understanding-the-potential-health-impacts-of-a-tbi-injury/) - When you have suffered a traumatic brain injury (TBI) in a car accident, it is often difficult to identify the full impact it will have on your long-term functional recovery. Symptoms and deficits can continue to manifest or evolve for months after the collision or might remain undetected until you attempt to resume work or
- [SPECT Scan as Evidence for Mild TBI Ruling](https://campisilaw.ca/blog/spect-scan-as-evidence-for-mild-tbi-ruling/) - Accident victims who suffer catastrophic impairments can access greatly enhanced accident benefits funding, which in turn promotes higher value claims settlements. To be deemed catastrophically impaired under the criteria set out in the Statutory Accident Benefits Schedule (SABS), an accident victim with a Traumatic Brain Injury (TBI) requires objective evidence of the injury on diagnostic
- [Determining Catastrophic Impairment for Spinal Cord Injury Victims](https://campisilaw.ca/blog/determining-catastrophic-impairment-for-spinal-cord-injury-victims/) - Spinal cord injuries are among the most serious a person can suffer in a car accident and can cause life-altering impairments including paraplegia or tetraplegia. The victim receives extensive treatment, attendant care and other assistance during their recovery. Despite this assistance, however, many will experience permanent functional losses requiring ongoing support. In complex cases like
- [3 Common Myths of Personal Injury Claims](https://campisilaw.ca/blog/3-common-myths-of-personal-injury-claims/) - Getting into an accident and suffering a personal injury is something that we all seek to avoid. But there’s a first time for everything and unfortunately accidents happen. If this has happened to you, you inevitably have questions about navigating the process, which is why we’ve tried to address the biggest myths or misconceptions that
- [Who’s At Fault? Determining liability](https://campisilaw.ca/blog/whos-at-fault-determining-liability/) - When you have been involved in a serious car accident at an intersection, the question of who caused the accident can be confusing and will influence whether you can win a lawsuit seeking compensation for your injuries. When both drivers claim the other is at fault, liability for these accidents can only be established based
- [Factors In Determining Personal Injury Value](https://campisilaw.ca/blog/factors-in-determining-personal-injury-value/) - “How much is my claim worth?” is one of the most common questions we receive from prospective clients. It would obviously be comforting for injury victims to know the amount they can expect at trial or in a negotiated settlement before they decide whether to start a lawsuit. This article will give you a general
- [Campisi LLP Opens New Downtown Location](https://campisilaw.ca/blog/campisi-llp-opens-new-downtown-location/) - In April 2023, Campisi opened a new office in Toronto’s downtown core. The office, located at 15 Wellesley St West, was opened to better serve accident victims living downtown, and also gives Campisi employees an opportunity to work closer to their clients. The new office is conveniently located just steps from the Wellesley subway station.
- [What are Statutory Accident Benefits (SABS)? A Layman's Guide](https://campisilaw.ca/blog/what-are-statutory-accident-benefits-sabs-a-laymans-guide/) - When you're involved in a motor vehicle accident in Ontario, it's crucial to be aware of your rights and the support available to you. Accident Benefits under the Statutory Accident Benefits Schedule (SABS) are a set of insurance benefits designed to provide financial and medical assistance to individuals injured in auto accidents. In this article,
- [How to Start the Accident Benefits Process after an Accident Injury](https://campisilaw.ca/blog/how-to-start-the-accident-benefits-process-after-an-accident-injury/) - 5 Essential Notes on Completing an OCF-1 Form Sustaining an injury in an accident can be a traumatic experience and dealing with the aftermath can be overwhelming. One critical aspect of the process is completing the OCF-1 form, also known as the Application for Accident Benefits, which is essential for initiating a claim with your
- [OCF-3 Guide: What You Need to Know](https://campisilaw.ca/blog/ocf-3-guide-what-you-need-to-know/) - We have all heard of “no-fault” insurance, but most accident victims have no idea how their benefits work and hope their insurance company will take care of them once they have been notified of an accident. Unfortunately, it is not that simple. Applying for accident benefits can be complex and time-consuming. Before you receive any
- [Patient Support Programs for the Seriously Injured](https://campisilaw.ca/blog/patient-support-programs-for-the-seriously-injured/) - If you or a loved one has been injured or involved in a car crash, you’re probably overwhelmed. And worried about how you will support yourself and your family. At Campisi, we understand. We make it easy. We’ve been through this before for our injured clients. That’s why we know about a whole list of
- [Brain Injury Awareness Month: A Vital Cause for Campisi](https://campisilaw.ca/blog/brain-injury-awareness-month-a-vital-cause-for-campisi/) - Brain Injury Awareness Month aims to shed light on the significance of brain injuries and promote education, prevention, and support. This annual initiative provides an opportunity for individuals, organizations, and communities to come together, raising awareness about the far-reaching impact of brain injuries and advocating for better resources and understanding. Brain injuries can be caused
- [What You Need to Know About Long Term Disability in Ontario](https://campisilaw.ca/blog/what-you-need-to-know-about-long-term-disability-in-ontario/) - Omar was a 25-year-old truck driver. He had just moved into his first home with his wife and new baby, ready to experience his happily ever after with his young family. As a truck driver, Omar was responsible for hauling heavy materials that would often be used in construction and paving. One day at the
- [Is Your Patient’s Lawyer Professionally Negligent?](https://campisilaw.ca/blog/is-your-patients-lawyer-professionally-negligent/) - As a healthcare professional, you may know a former patient like Mary [see Mary’s story below] who was forced to stop treatment despite the obvious need for more care, therapy, or diagnostic tests. Sometimes, funds run out even when the legal team fights hard. However, as in this example, sometimes lawyers neglect or fail to
- [Medical Malpractice Lawsuits: What to Expect](https://campisilaw.ca/blog/medical-malpractice-lawsuits-what-to-expect/) - Medical Malpractice Can Happen As Canadians, we share faith in our exceptional healthcare system, placing our trust in the competence, professionalism, and ethical conduct of our physicians and healthcare practitioners. Regrettably, despite this trust, it is crucial to acknowledge that no guarantees can be made regarding the healthcare we receive. Mishaps can occur, leading to
- [Accident Victims: Get Your Own Medical Opinion](https://campisilaw.ca/blog/accident-victims-get-your-own-medical-opinion/) - Updated October 3, 2023 Navigating the insurance claims process, including the Statutory Benefits Accident Schedule (SABS) challenges anyone outside the legal system. But recently there was a landmark decision worth revisiting because of the opportunity it represents for claimants who have suffered from catastrophic injuries that are being disputed by their insurance companies. The case
- [Old Cases Not Necessarily Cold Cases](https://campisilaw.ca/blog/old-cases-not-necessarily-cold-cases/) - Personal Injury recovery: A Story of Hope Conventional wisdom is that accident victims from incidents that happened long ago have a limited time frame to collect accident benefits required for rehabilitation and care. The following true story serves as an example for why this isn’t always the case. If you have an old case and
- [Campisi Team Now Speaks 24 Different Languages](https://campisilaw.ca/blog/campisi-team-now-speaks-24-different-languages/) - At Campisi, our mission is clients first, excellence always. We understand that facing legal challenges can be even more daunting when language barriers come into play. That's why we're thrilled to announce a new milestone that brings us closer to our clients than ever before. Campisi Law now supports 24 different languages, ensuring that we
- [A Look at Compensatory & Punitive Damages](https://campisilaw.ca/blog/a-look-at-compensatory-punitive-damages/) - When someone has been injured in Ontario because of the negligence of another, a tort lawsuit can ensue. This allows the injured, or the family of the injured, to seek justice and compensation from the negligent party. So how much will you get? This is a difficult question to answer, and many factors are involved
- [Winter Driving Safety Tips](https://campisilaw.ca/blog/winter-driving-safety-tips/) - Winter is here and we all know what that means: Snow, snow, and more snow! We’ve put together five important safety tips to keep in mind this winter season. When in Doubt, Plan it Out One of the main points in driving safely is making sure that your car is regularly serviced and maintained,
- [Snowmobiling Safety Best Practices](https://campisilaw.ca/blog/snowmobiling-safety-best-practices/) - This winter, as temperatures and snow begin to fall, snowmobiles will start gracing the snow-dappled scenery of Ontario. Whether riding on the road or on one of the province’s many designated snowmobile trails, snowmobiling offers the opportunity to travel fast in heavy snowfall, or explore the winter wonderland of Ontario’s parks and forests. However,
- [Stay Safe While Having Fun! Protect Yourself and Others While Tobogganing](https://campisilaw.ca/blog/stay-safe-while-having-fun-protect-yourself-and-others-while-tobogganing/) - Winter is here and with it, fresh snow in our backyards, school yards, and most importantly our local park hills. What were once grassy ridges will be transformed to thrilling sites for sledding and tobogganing. There are many designated hills in Ontario that are inspected regularly for safety, where people of all ages can gather and
- [Holiday Party? Guide to Social Host Liability](https://campisilaw.ca/blog/holiday-party-guide-to-social-host-liability/) - The holiday season is upon us, which means many of us will be attending holiday parties with friends, work colleagues, or family to celebrate the spirit of the season. However, if you will be hosting a private gathering, there are responsibilities beyond creating a wonderful guest experience. In Ontario, the laws regarding social host liability
- [SPECT as objective evidence in support of mTBI](https://campisilaw.ca/blog/spect-as-objective-evidence-in-support-of-mtbi/) - Recently, the Licence Appeal Tribunal (LAT) released Panchoo v. Aviva, (2023 CanLII 87390), another decision in the recent line considering the applicability of Single Photon Emission Computerized Tomography (SPECT) imaging in the diagnosis of post-concussion syndrome or mild traumatic brain injury (mTBI). In it, the claimant, Mr. Panchoo, sought payment of a series of treatment
- [The Use of SPECT in Personal Injury Cases](https://campisilaw.ca/blog/the-use-of-spect-in-personal-injury-cases/) - The Emerging Role of SPECT Scans in Personal Injury Lawsuits A SPECT, single-photon emission computed tomography, is a type of brain diagnostic technology that creates a detailed 3D map of the blood flow activity in the brain to spot areas of impaired brain function. SPECT scans have been considered important in detecting evidence of traumatic
- [Wrongful Death Settlements in Ontario: Seeking Justice and Compensation for Tragic Loss](https://campisilaw.ca/blog/wrongful-death-settlements-in-ontario-seeking-justice-and-compensation-for-tragic-loss/) - Ontario Wrongful Death, Justice & Compensation There was a beautiful, warm weekend ahead and Margie was looking forward to enjoying a relaxing couple of days with her family at their cottage. As their road trip was underway, Margie and her son were struck by another vehicle that ran a red light. While Margie’s injuries were
- [The Difference Between a Mass Tort and a Class Action Lawsuit](https://campisilaw.ca/blog/the-difference-between-a-mass-tort-and-a-class-action-lawsuit/) - If you or someone you love has been injured because of another’s negligence, you’ve probably heard the term Tort being thrown around. A Tort is a wrongdoing that causes someone (Plaintiff) to suffer loss, harm, or death, that results in legal liability for the person (Defendant) who commits the act. Tort Law is a key
- [New Auto Insurance Rules: Helpful or Harmful?](https://campisilaw.ca/blog/new-auto-insurance-rules-helpful-or-harmful/) - The Ontario Government is planning new auto insurance rules. These changes are currently in the form of a policy proposal as part of the Ontario Government’s proposed budget, to be followed by actual legislation (law) in the upcoming months and likely enforced by 2026. These changes could alter how auto insurance works in the province.
- [Before You Settle Your Personal Injury Lawsuit](https://campisilaw.ca/blog/before-you-settle-your-personal-injury-lawsuit/) - It seems obvious, but many injury victims do not fully understand that the compensation you receive from a car accident can be crucial in determining the quality of your future life. Therefore, a proposed settlement should not be accepted lightly. To make prudent and informed decisions about your future, you need to understand whether the
- [Receiving a Settlement in Ontario Injury Lawsuits](https://campisilaw.ca/blog/receiving-a-settlement-in-ontario-injury-lawsuits/) - There is a misconception that most car accident lawsuits and other personal injury claims are won or lost at trial. In fact, approximately 5% of cases are tried before a judge or jury – typically, when the defendant refuses to accept liability or disputes the extent of the plaintiff’s injuries and losses. The other 95%
- [Essentials of a Spinal Cord Injury Lawsuit](https://campisilaw.ca/blog/essentials-of-a-spinal-cord-injury-lawsuit/) - Whether your injury was sustained in a motor vehicle accident, a slip and fall, or other incident, when experiencing spinal cord injury, impairment can be significant, and a lifelong struggle. Spinal cord injuries are extremely complex thus often difficult to assess and understand. In general, you have two years from the date of the spinal
- [Overturning a Decision of the License Appeal Tribunal](https://campisilaw.ca/blog/overturning-a-decision-of-the-license-appeal-tribunal/) - Case Background Anh* experienced a motor vehicle accident resulting in a traumatic brain injury. At this time, they decided that they would represent themselves at the License Appeal Tribunal (LAT) with a claim for catastrophic impairment based upon their post-accident mental behavioural impairments. Unfortunately, this resulted in Anh losing their case and being told their
- [Income Replacement Benefits vs. Non-Earner Benefits](https://campisilaw.ca/blog/income-replacement-benefits-vs-non-earner-benefits/) - What are Income Replacement Benefits? In Ontario, if you have been injured as a result of a motor vehicle accident, you may be eligible for accident benefits through your auto insurer under the Statutory Accident Benefits Schedule (SABS). Though there are many benefits available through your auto insurance (some mandatory, others optional), one benefit is in place to
- [I’ve Been in a Fender Bender. What Now?](https://campisilaw.ca/blog/ive-been-in-a-fender-bender-what-now/) - You're navigating the bustling morning rush on your way to work when suddenly, a lane-changing driver clips your vehicle, neglecting to check their blind spot. What is your next move? Should you confront the other driver? Stay put with your hazard lights on? Or perhaps, rush to share the ordeal on social media? If you
- [17-year-old Bicycle Accident Victim with Soft Tissue Injuries Settles Personal Injury Claims for $2.95 Million](https://campisilaw.ca/blog/17-year-old-bicycle-accident-victim-with-soft-tissue-injuries-settles-personal-injury-claims-for-2-95-million/) - In late 2017, Jane*, a 17-year-old Grade 12 high school student was struck by a motor vehicle while she was crossing the street on her bicycle. She was on her way home from the park after hanging out with her friends. She was initially noted as only sustaining soft tissue injuries to her arms and
- [Julia Vilorio-Peguero has been recognized by The Best Lawyers in Canada™](https://campisilaw.ca/blog/julia-vilorio-peguero-has-been-recognized-by-the-best-lawyers-in-canada/) - We are thrilled to congratulate Julia Vilorio-Peguero on her recent recognition in the 2025 Best Lawyers in Canada™ for Personal Injury, a prestigious honor that highlights her dedication and outstanding contributions to the legal profession. This accolade is well-deserved and a reflection of Julia’s tireless commitment to her clients and the personal injury law field. Since it
- [Are Your Accident Benefits Ontario Claim Needs Met?](https://campisilaw.ca/blog/are-your-accident-benefits-ontario-claim-needs-met/) - If you’re re-evaluating your accident benefits claim or are concerned that a quick settlement might have left some of your needs unmet, here are a few important points to consider. Ontario’s accident benefits system is governed by the Statutory Accident Benefits Schedule (SABS), which has undergone several amendments since its introduction. The version of the
- [Who’s on the Hook? Understanding Insurance Priority for Your Accident Benefits](https://campisilaw.ca/blog/whos-on-the-hook-understanding-insurance-priority-for-your-accident-benefits/) - If you've been involved in a motor vehicle accident, it's crucial to understand how accident benefits are prioritized, and which insurer is responsible for providing you with the compensation you deserve. Ontario’s Insurance Act outlines a specific “priority” hierarchy that determines the insurer responsible for paying your accident benefits. Who Pays First? Your Own Insurer:
- [Whiplash: Medical and Legal Considerations](https://campisilaw.ca/blog/whiplash-medical-and-legal-considerations/) - Whiplash Associated Disorder (WAD) is the full medical name for Whiplash – neck injuries from (even low-speed) car accidents. Usually, whiplash happens when another driver rear-ends the accident victim, although it can be caused by any impact, or even from sudden braking to avoid an accident. The victim’s head snaps violently back and forward, damaging
- [The Hidden Dangers of E-Bikes and E-Scooters for Kids: A Growing Concern](https://campisilaw.ca/blog/the-hidden-dangers-of-e-bikes-and-e-scooters-for-kids-a-growing-concern/) - As e-bikes and e-scooters become increasingly popular, especially among younger riders, the risks associated with these devices have come under scrutiny. A recent report from SickKids Hospital in Toronto highlights a concerning spike in injuries among children and teens using these vehicles. This trend is alarming and underscores the need for parents and guardians to
- [Legal Considerations – Brain Injury Lawsuits](https://campisilaw.ca/blog/legal-considerations-brain-injury-lawsuits/) - Few things in life are as scary and potentially life changing as brain injuries. When you or someone you love has suffered a brain injury, the impact on your relationships, family finances, and daily activities can be devastating. Unfortunately, the complex nature of these injuries causes a lot of confusion, from basic medical terminology to
- [Understanding Negligence in Cyclist-Motor Vehicle Collisions](https://campisilaw.ca/blog/understanding-negligence-in-cyclist-motor-vehicle-collisions/) - Cycling accidents involving motor vehicles can be life-altering, and determining who is at fault can be more complicated than it seems. If you are involved in such an accident, understanding the legal intricacies can make all the difference in securing the compensation you deserve. In negligence lawsuits, typically the person bringing the claim must prove
- [Determining if Your Injury Qualifies for Accident Benefits](https://campisilaw.ca/blog/determining-if-your-injury-qualifies-for-accident-benefits/) - Many people know that if you’re involved in a car accident in Ontario, you may be eligible for something called statutory accident benefits. These benefits are part of our no-fault insurance system. This means that even if the accident wasn’t your fault, you can still get financial support to help you recover from your injuries.
- [Campisi LLP Giving Back: The Life-Saving Impact of Plasma Donation](https://campisilaw.ca/blog/campisi-llp-giving-back-the-life-saving-impact-of-plasma-donation/) - At Campisi LLP, our dedication to helping trauma victims extends beyond legal advocacy. As a firm committed to making a difference, we’re thrilled to partner with Canadian Blood Services to contribute to the life-saving world of plasma donation. Our team recently pledged to donate plasma, a gift that can make an immediate and powerful impact
- [Campisi LLP has been named by Best Lawyers® 2025 “Best Law Firms” in Toronto for Personal Injury Litigation.](https://campisilaw.ca/blog/campisi-llp-has-been-named-by-best-lawyers-2025-best-law-firms-in-toronto-for-personal-injury-litigation/) - We are thrilled to announce that Campisi has received "Best Law Firms" in Toronto for Persona Injury Litigation by Best Lawyers® prestigious honor that highlights our commitment to excellence in legal advocacy and compassionate client care. This distinction is a testament to our dedication to providing unmatched support to our clients, empowering them with the
- [Top Questions to Ask When Hiring a Personal Injury Lawyer](https://campisilaw.ca/blog/top-questions-to-ask-when-hiring-a-personal-injury-lawyer/) - Finding the Right Personal Injury Lawyer: Why It Matters When navigating the complex landscape of personal injury law, finding the right lawyer can make all the difference in the outcome of your case. A skilled personal injury lawyer will not only guide you through the legal process but also advocate fiercely on your behalf to
- [The Importance of Minding the Details When Making a Claim](https://campisilaw.ca/blog/the-importance-of-minding-the-details-when-making-a-claim/) - In a recent case, Heartland Farm Mutual Inc. refused to pay over $1 million in optional insurance coverage to two people they insured after a serious car accident. Heartland denied the coverage because of a minor administrative error, which they should have known could occur given the circumstances, and later used to their advantage. Despite
- [Botox for Post-Traumatic Migraines: Effective Treatment After Car Accident Brain Injury](https://campisilaw.ca/blog/botox-for-post-traumatic-migraines-effective-treatment-after-car-accident-brain-injury/) - If you've suffered a brain injury in a motor vehicle collision, or other incident and are experiencing chronic headaches, you're not alone. Post-traumatic headaches affect up to 85% of patients with brain injuries, with many experiencing more than 15 headache days per month. Migraine headache is the most common type of post-traumatic headache. While many
- [Caring for a Loved One After an Accident? You May Be Entitled to Compensation.](https://campisilaw.ca/blog/caring-for-a-loved-one-after-an-accident-you-may-be-entitled-to-compensation/) - When an individual is seriously injured, family and friends often take on caregiving roles. From driving to appointments to assisting with daily tasks and even providing supervision, they frequently dedicate a significant amount of time to the injured person’s recovery. You may be surprised to learn that the value of this care is legally compensable.
- [From $0.00 to $2+ Million in Entitlements: Imtiaz Hosein of Campisi LLP Secures CAT Win for Injured Mother](https://campisilaw.ca/blog/from-0-00-to-2-million-in-entitlements-imtiaz-hosein-of-campisi-llp-secures-cat-win-for-injured-mother/) - For nearly a decade, Wawanesa dragged its feet—delaying, denying, and refusing to do what was right. For nearly a decade, Ms. S was overlooked and ignored. By her insurer. By the system. By her prior representatives. She was left to navigate injuries caused by a motor vehicle accident without support, without acknowledgment, and without funding
- [CBC News Highlights Campisi LLP Client’s Personal Injury Case](https://campisilaw.ca/blog/cbc-news-highlights-campisi-llp-clients-personal-injury-case/) - We’re honored to see CBC News highlight an important story involving our client, Ofelia Fernandez. Her journey underscores the resilience required to navigate Ontario’s accident benefits system and the critical role of legal advocacy. Overcoming Challenges After a Life-Changing Accident In January 2019, Ms. Fernandez was struck by a car while crossing the street. The
- [FSRA Publishes 2025 Automobile Insurance Indexation Amounts](https://campisilaw.ca/blog/fsra-publishes-2025-automobile-insurance-indexation-amounts/) - The Financial Services Regulatory Authority of Ontario (FSRA) recently released its 2025 Automobile Insurance Indexation Amounts, effective January 1, 2025. This Guidance establishes indexed amounts related to insurance claims, based on the Canadian Consumer Price Index (CPI), which fluctuates annually. The FSRA Guidance significantly impacts the statutory threshold and deductible for “non-pecuniary” tort awards arising
- [Carla's Story: Campisi Wins Case for Pregnant Woman Involved In Truck Tire Accident](https://campisilaw.ca/blog/carlas-story-campisi-wins-case-for-pregnant-woman-involved-in-truck-tire-accident/) - Life can change in an instant. For Carla, that moment came on what was supposed to be an ordinary drive—a drive that quickly turned into a nightmare when her car struck a tire that had fallen off a truck on the highway. She was nine months pregnant, just a day away from delivering her baby,
- [Myelopathy: The Overlooked Injury That Could Impact Your Accident Compensation](https://campisilaw.ca/blog/myelopathy-the-overlooked-injury-that-could-impact-your-accident-compensation/) - When you’ve been involved in an accident, the physical and emotional toll can be overwhelming. Pain, discomfort, and changes in your body’s function may not be immediately apparent, but as symptoms progress, it becomes crucial to understand their cause. One such condition often overlooked by physicians—and in turn, by the legal system—is myelopathy. Myelopathy refers
- [Can I Lose My Job If I Take Time Off Due to a Car Accident in Ontario?](https://campisilaw.ca/blog/can-i-lose-my-job-if-i-take-time-off-due-to-a-car-accident-in-ontario/) - After a car accident, one of the biggest worries many Ontario workers have is whether they’ll still have a job when they’re ready to return to work. The good news is that Ontario law provides strong protections for employees who need time off due to accident-related injuries. You’re Protected Under Ontario Law In most cases,
- [From Overlooked to Life Changing: A Case Transformed by Deeper Investigation](https://campisilaw.ca/blog/from-overlooked-to-life-changing-a-case-transformed-by-deeper-investigation/) - Cheryl's case looked straightforward. Settlement offers reflected that assumption. The reality was far more complex — and far more valuable. Cheryl, a devoted grandmother, faced mounting challenges after a serious car accident. Initial settlement discussions centered around $85,000 total. Campisi LLP recognized the case's true complexity and secured $822,765 — nearly 10 times that amount.
- [What is the Occupiers' Liability Act in Ontario?](https://campisilaw.ca/blog/occupiers-liability-act-ontario/) - Accidents happen, but when they occur on someone else’s property, the law in Ontario provides clear guidance on who may be held responsible. The Occupiers’ Liability Act is the legislation that outlines the duties of property owners, landlords, business operators, and others who are considered “occupiers” of premises. Understanding this Act is key for anyone injured on someone else’s
- [From Minor Damage to $3,875,000 Settlement](https://campisilaw.ca/blog/case-results-minor-impact-car-accident-3-8-million-settlement/) - Led by Imtiaz Hosein and Christos Kakaletris, this minor-impact car accident case settled for $3.875 million before trial. Learn how trial preparation changed the outcome.

## Pages

- [Home](https://campisilaw.ca/) - Campisi LLP helps injury victims across the Toronto area with trusted personal injury representation. Get expert legal support and the compensation you deserve:
- [Cesar Carranza](https://campisilaw.ca/team/cesar-carranza/) - Cesar is proud to serve as the firm's Client Care Manager. He is a paralegal who works tirelessly to ensure that each of our clients receives the exceptional level of care and respect that all injury victims deserve. A veritable encyclopedia of accident benefits knowledge, Cesar's expertise and guidance helps lay the groundwork for our legal teams to build winning cases. He liaises with health care professionals and insurance representatives to ensure recommended treatment is funded so that our clients can maximize their recovery.
- [Creole & Patoit Personal Injury Lawyer](https://campisilaw.ca/languages/ht/creole-patois-personal-injury-lawyer/) - At Campisi LLP, our Creole-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Languages](https://campisilaw.ca/languages/) - We firmly believe that language should never be a barrier to justice. That’s why we take immense pride in having a team who speak many different languages.
- [Ontario Auto Insurance Is Changing on July 1, 2026. Here Is What Every Driver and Family Needs to Know.](https://campisilaw.ca/ontario-auto-insurance-changes-2026/) - Ontario Auto Insurance Is Changing on July 1, 2026. Here Is What Every Driver and Family Needs to Know. Starting July 1, 2026, many accident benefits that have been automatically included in Ontario’s standard automobile policy will become optional. Protections like income replacement, caregiver benefits, and death benefits will no longer be there by default.
- [Brampton Personal Injury Lawyers](https://campisilaw.ca/service-areas/brampton-personal-injury-lawyers/) - Looking for a personal injury lawyer in Brampton? Campisi LLP provides trusted legal support for serious injury claims. Contact us today for a free consultation.
- [Niagara Personal Injury Lawyers](https://campisilaw.ca/service-areas/niagara-personal-injury-lawyers/) - Looking for a personal injury lawyer in Niagara? We serve St. Catharines, Niagara Falls, Welland and surrounding areas. Contact Campisi LLP today.
- [Markham Personal Injury Lawyers](https://campisilaw.ca/service-areas/markham-personal-injury-lawyers/) - Our Markham personal injury lawyers provide strong advocacy and personalized support for victims of serious injuries and accidents. Book a free consultation.
- [Wrongful Death](https://campisilaw.ca/expertise/wrongful-death-lawyer/) - Our wrongful death lawyers provide compassionate support and clear guidance, helping families pursue accountability during an incredibly difficult time.
- [2L Summer Program](https://campisilaw.ca/about-us/2l-summer-program-get-hands-on-experience-that-counts/) - 2L Summer Program Get Hands-On Experience That Counts Advocate for people with catastrophic injuries alongside our lawyers. Get an early start Campisi LLP is a different kind of injury law firm. We dispel the “ambulance chasing” stereotype, by representing individuals with catastrophic injuries, and those with permanent and serious impairments. Our lawyers are exceptionally talented
- [Meghan Fyall](https://campisilaw.ca/team/meghan-fyall/) - Meghan Fyall is an Associate Lawyer at Campisi LLP, practicing exclusively in personal injury law. Meghan was called to the Ontario Bar in 2021 and has been working to help seriously injured clients in both tort and accident benefits claims since.
- [Personal Injury Toolkit](https://campisilaw.ca/personal-injury-toolkit/) - Personal Injury Toolkit When your MVA patients hit insurance barriers, these resources help them access the care you've prescribed. Have a patient who's stuck? Let us help, with a free call to point them in the right direction. OCF 3 Guide:What you need to know Practical tips for completing the OCF 3 for your patients.
- [Video Test Page](https://campisilaw.ca/video-test-page/) - Video Test Page At Campisi LLP, we strongly believe that all of our clients should have access to justice. Therefore, we accept personal injury cases on a contingency fee basis. You deserve your day in court when you have been seriously injured because of someone else’s negligence. Unfortunately, pursuing a lawsuit against the at-fault driver
- [Team](https://campisilaw.ca/team/) - Our lawyers, paralegals, law clerks, and support staff have all been selected based on their extensive knowledge of the insurance and legal system. Meet our team.
- [Hamilton Personal Injury Lawyers](https://campisilaw.ca/service-areas/hamilton-personal-injury-lawyers/) - Hamilton Personal Injury Lawyers Strong legal representation paired with compassionate client care, that’s what you need when a personal injury disrupts your life and leaves you feeling uncertain about the future. Campisi LLP provides that support, handling every aspect of your claim so you can focus on your recovery. Trusted Hamilton Personal Injury Lawyers Recovering
- [Arabic Personal Injury Lawyer](https://campisilaw.ca/languages/ar/personal-injury-lawyers-arabic/) - At Campisi LLP, our Arabic-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Patricia M. Hill](https://campisilaw.ca/team/patricia-m-hill/) - Campisi LLP Team Patricia M. Hill LL.B.Injury Lawyer patricia@campisilaw.ca Connect on LinkedIn Patricia Hill is a seasoned trial and arbitration lawyer with over two decades of experience in personal injury law. She brings a strategic, results-driven approach to every case, informed by her rare experience working on both the defence and plaintiff sides of litigation.Patricia
- [Long Term Disability](https://campisilaw.ca/expertise/long-term-disability-lawyer/) - Our long-term disability lawyers assist with denied or delayed LTD benefits and help clients secure rightful coverage. Schedule a free consultation:
- [Impaired Driving Accident](https://campisilaw.ca/expertise/impaired-driving-accident-lawyer/) - Our impaired driving accident lawyers pursue justice and financial compensation for victims of negligent and unsafe drivers. Schedule a free consultation:
- [E-bike Accidents](https://campisilaw.ca/expertise/e-bike-accident-lawyer/) - Ontario e-bike accident lawyers helping injured riders recover compensation after collisions with vehicles, pedestrians, or unsafe road conditions. Learn more:
- [Dog Bite](https://campisilaw.ca/expertise/dog-bite-lawyer/) - Dog bite lawyers helping people recover compensation after dog attacks, serious injuries, and the lasting physical or emotional effects. Book a consultation:
- [Defective Products](https://campisilaw.ca/expertise/defective-products/) - Ontario defective product lawyers representing individuals injured by unsafe or faulty products and pursuing compensation from negligent manufacturers.
- [Cross Border](https://campisilaw.ca/expertise/cross-border-injury-lawyer/) - Ontario cross-border injury lawyers representing Canadians injured in the U.S., helping clients pursue fair compensation across jurisdictions. Learn more:
- [Class Action / Mass Torts](https://campisilaw.ca/expertise/class-action-mass-torts/) - Ontario class action and mass tort lawyers representing individuals harmed by negligence, defective products, or large-scale corporate wrongdoing. Learn more:
- [Medical Malpractice](https://campisilaw.ca/expertise/medical-malpractice-lawyer/) - Our medical malpractice lawyers help victims of medical negligence pursue accountability and fair compensation. Book a free consultation:
- [Catastrophic Injury](https://campisilaw.ca/expertise/catastrophic-injury-lawyer/) - Trusted Catastrophic Injury Lawyers in Toronto. Contact our team today and speak to a lawyer who will help you win your case. Call 416-820-9434.
- [Car Accidents](https://campisilaw.ca/expertise/car-accident-lawyer/) - Trusted car accident lawyers in Toronto. Contact our team today and speak to a lawyer who will help you win your case. Call 416-820-9434.
- [Boat Accidents](https://campisilaw.ca/expertise/boat-accident-lawyer/) - Our boat accident lawyers handle complex boating injury claims and work to secure full and fair compensation. Schedule a free consultation:
- [Bicycle Accidents](https://campisilaw.ca/expertise/bicycle-accident-lawyer/) - Injured in a bike accident? Campisi Law’s bicycle accident lawyers help cyclists pursue fair compensation after serious injuries. Get a free consultation:
- [ATV Accidents](https://campisilaw.ca/expertise/atv-accident-lawyer/) - Hurt in an ATV accident? Campisi Law’s experienced Ontario ATV accident lawyers fight for fair compensation and long-term support. Book a free consultation:
- [Joseph Campisi](https://campisilaw.ca/team/joseph-campisi/) - Almost 20 years of injury law experience, Joseph Campisi is also a professor of insurance law at Osgoode Hall. He is also the founder and managing partner of Campisi Law.
- [Careers](https://campisilaw.ca/about-us/careers/) - Proven Excellence: Our 4.9-star Google rating reflects the exceptional team you’ll be joining and the meaningful work we do together.
- [What to do if you're in an accident](https://campisilaw.ca/resources/guides/what-to-do-if-youre-in-an-accident/) - Step-by-step guidance on what to do after an accident in Ontario, including medical care, documentation, and protecting your rights.
- [Traumatic Brain Injuries](https://campisilaw.ca/resources/guides/traumatic-brain-injuries/) - An informative guide on traumatic brain injuries, including symptoms, recovery challenges, long-term effects, and available legal options.
- [Personal Injury Resource Guide](https://campisilaw.ca/resources/guides/personal-injury-resource-guide/) - A comprehensive personal injury resource covering accident types, injury claims, benefits, and recovery options for injured Ontarians.
- [Pediatric Brain Injuries](https://campisilaw.ca/resources/guides/pediatric-brain-injuries/) - A resource for families navigating pediatric brain injuries, covering causes, long-term impacts, treatment options, and legal considerations.
- [Old Case Eligibility Guide](https://campisilaw.ca/resources/guides/old-case-eligibility-guide/) - Learn whether you may still be eligible for benefits from an older accident case in Ontario, including key criteria and next steps.
- [Old Case Benefits Guide](https://campisilaw.ca/resources/guides/old-case-benefits-guide/) - A helpful guide explaining old accident cases in Ontario, including available benefits, timelines, and options for reopening or reassessing claims.
- [Catastrophic Injury Settlements Guide](https://campisilaw.ca/resources/guides/catastrophic-injury-settlements-guide/) - An in-depth guide to catastrophic injury settlements in Ontario, including compensation types, long-term care needs, and financial considerations.
- [Accident Claims Guide](https://campisilaw.ca/resources/guides/accident-claims-guide/) - A clear guide to accident claims in Ontario, explaining your rights, the claims process, timelines, and what to expect after an injury.
- [Snowmobile Accidents](https://campisilaw.ca/expertise/snowmobile-accident-lawyer/) - Ontario snowmobile accident lawyers helping injured riders and families recover compensation after serious recreational and trail accidents. Book a consultation:
- [Sexual Assault](https://campisilaw.ca/expertise/sexual-assault/) - At Campisi LLP, we understand the courage it takes to come forward and are committed to providing compassionate, confidential support while fighting for the compensation you deserve.
- [Rideshare Accidents](https://campisilaw.ca/expertise/rideshare-accident-lawyer/) - Rideshare accident lawyers representing people injured in Uber and Lyft accidents, including passengers, drivers, and other road users. Book a consultation:
- [Orthopedic](https://campisilaw.ca/expertise/orthopedic-injury-lawyer/) - Ontario orthopedic injury lawyers helping people recover compensation for broken bones, joint injuries, and long-term mobility issues after accidents. See more:
- [Chronic Pain Injury](https://campisilaw.ca/expertise/chronic-pain-injury-lawyer/) - Experienced Ontario chronic pain injury lawyers advocating for compensation and long-term support for accident-related chronic pain. Book a free consultation:
- [Amputation](https://campisilaw.ca/expertise/amputation-injury-lawyer/) - Experienced amputation injury lawyers in Ontario helping victims secure fair compensation after serious accidents. Trusted advocacy from Campisi Law.
- [Guides](https://campisilaw.ca/resources/guides/) - We’ve created a series of helpful guides and articles to help you navigate unfamiliar territory.
- [Financial Resources for Injury Recovery in Ontario Guide](https://campisilaw.ca/resources/guides/financial-resources-for-injury-recovery-in-ontario-guide/) - Patient Guide Financial Resources for Injury Recovery in Ontario Download Now Recovering from an injury can be physically, emotionally, and financially overwhelming. This guide provides a practical overview of the financial support options available in Ontario when you’re struggling to afford treatment or rehabilitation, facing denied or exhausted insurance benefits, or unable to work due
- [Spinal Cord Injury](https://campisilaw.ca/expertise/spinal-cord-injury-lawyer/) - Our spinal cord injury lawyers pursue compensation for paralysis, mobility loss, and long-term medical needs. Schedule a free consultation:
- [Burn Injury](https://campisilaw.ca/expertise/burn-injury-lawyer/) - Our burn injury lawyers represent victims of severe burns and help them obtain the compensation required for long-term recovery. Schedule a free consultation:
- [Brain Injury](https://campisilaw.ca/expertise/brain-injury-lawyer/) - Our brain injury lawyers advocate for victims of traumatic and severe injuries, ensuring strong legal support throughout recovery. Book a free consultation.
- [Slip and Fall](https://campisilaw.ca/expertise/slip-and-fall-lawyer/) - Trusted slip and fall injury lawyers in Toronto. Contact our team today and speak to a lawyer who will help you win your case. Call 416-820-9434.
- [Pedestrian Accidents](https://campisilaw.ca/expertise/pedestrian-accident-lawyer/) - Our pedestrian accident lawyers represent victims of vehicle impacts and help them pursue fair compensation. Schedule a free consultation:
- [Truck Accidents](https://campisilaw.ca/expertise/truck-accident-lawyer/) - Our Toronto commercial truck accident lawyers guide you through the claims process with skill and compassion so you can focus on healing. Get started:
- [Motorcycle Accidents](https://campisilaw.ca/expertise/motorcycle-accident-lawyer/) - Injured in a motorcycle accident? Our lawyers protect your rights and help you pursue compensation for serious injuries. Book a free consultation:
- [FAQs](https://campisilaw.ca/resources/faqs/) - At Campisi LLP, we have decades of experience practicing personal injury law and winning landmark, precedent-setting cases for our clients.
- [Contact](https://campisilaw.ca/contact/) - At Campisi LLP, our team brings together unmatched legal expertise and a deep commitment to compassionate care.
- [Peter Murray](https://campisilaw.ca/team/peter-murray/) - Peter Murray specializes as one of our medical malpractice lawyers at Campisi Law | Book a free consultation.
- [Rayian Nayef](https://campisilaw.ca/team/rayian-nayef/) - Rayian earned his J.D. from Osgoode Hall Law School, graduating in 2021. Rayian has represented clients in various forums, including the Superior Court of Justice, the Licence Appeal Tribunal, the Human Rights Tribunal, and the Ontario Social Benefits Tribunal.
- [Rosie Dhillon](https://campisilaw.ca/team/rosie-dhillon/) - Campisi LLP Team Rosie Dhillon B.Sc. (Hons.), J.D.Injury Lawyer rosie@campisilaw.ca Connect on LinkedIn Rosie was called to the bar in 2025 after earning her Juris Doctor from Toronto’s practice-driven law school, the Lincoln Alexander School of Law at Toronto Metropolitan University. She also holds an Honours Bachelor of Science from the University of Waterloo, where
- [Ryan Turner](https://campisilaw.ca/team/ryan-turner/) - Campisi LLP Team Ryan Turner B.A., M.A., J.D.Injury Lawyer ryan@campisilaw.ca Connect on LinkedIn Ryan is committed to providing exceptional client service and achieving the best possible outcomes through his passionate advocacy. With experience in various personal injury matters, including motor vehicle accidents, slip/trip and falls, assaults, and disability benefit claims, Ryan brings a wealth of
- [Tracy Romanowski](https://campisilaw.ca/team/tracy-romanowski/) - Tracy Rowanski is a licensed paralegal assisting Campisi law's clients with their personal injury and insurance claims for over 20 years.
- [Delaney McCartan](https://campisilaw.ca/team/delaney-mccartan/) - Originally from Vancouver Island, Delaney graduated from the University of Victoria with a B.A. (Hons) in Sociology, Business, and Social Justice Studies. She obtained her law degree from Osgoode Hall Law School.
- [Eric Winkworth](https://campisilaw.ca/team/eric-winkworth/) - Eric Winkworth joined Campisi Law in 2017 and specializes in Statutory Accident Benefits claims | Book a free consultation.
- [Imtiaz Hosein](https://campisilaw.ca/team/imtiaz-hosein/) - Imtiaz Hosien has been practicing as a personal injury lawyer at Toronto's Campisi Law since 2017 | Book a free consultation.
- [Jenna Zorik](https://campisilaw.ca/team/jenna-zorik/) - Jenna Zorik has been a paralegal since 2008. She is passionate about assisting individual clients and helping them during their difficult times.
- [Julia Vilorio Peguero](https://campisilaw.ca/team/julia-vilorio-peguero/) - Julia Vilorio Peguero is a personal injury lawyer who has appeared before the Superior Court of Justice, the Financial Services Commission of Ontario, and the Licence Appeal Tribunal |Book a free consultation.
- [Lisa Bishop](https://campisilaw.ca/team/lisa-bishop/) - Lisa Bishop is an Associate Lawyer at Campisi LLP, practicing exclusively in personal injury law.
- [Ashu Ismail](https://campisilaw.ca/team/ashu-ismail/) - Ashu Ismail as a personal injury lawyer as well as an insurance disputes lawyer | Book a free consultation.
- [Adam Kuciej](https://campisilaw.ca/team/adam-kuciej/) - As someone whose family members have suffered personal injuries and chronic illnesses, Adam can imagine what his clients and their families go through. That’s why he always makes himself available at a moment’s notice. That’s also why no stone is left unturned in examining their cases. He lives by the Campisi motto of treating all clients like family.
- [Christos Kakaletris](https://campisilaw.ca/team/christos-kakaletris/) - Christos is a personal injury litigator focused on serious and catastrophic claims. He brings elite academic pedigree to high-stakes litigation where he pairs legal precision with relentless stamina. Christos lives for client service and institutional accountability. He treats every file as an opportunity to enforce precedent, expose systemic failure, and push the boundaries of what justice demands. While insurers deny and justice stalls, Christos pushes. At every hour, on every front. Christos is not just a junior lawyer. He is part of the next generation of litigation leaders at Campisi LLP – built for the courtroom, trusted with complexity, and trained to hold bad actors accountable.
- [Arifah Razack](https://campisilaw.ca/team/arifah-razack/) - Campisi LLP Team Arifah Razack arifah@campisilaw.ca Connect on LinkedIn Ari is an Articling Student at Campisi LLP, where she supports the firm’s personal injury practice. She assists lawyers with accident benefits disputes and tort claims, including drafting materials, supporting litigation strategy, and working with clients throughout the claims process.She earned her Juris Doctor and Masters
- [Expertise](https://campisilaw.ca/expertise/) - Our legal expertise is in all areas of personal injury, including motor vehicle accidents and various serious injuries.
- [Birth Injury](https://campisilaw.ca/expertise/birth-injury-lawyer/) - Our birth injury lawyers support families affected by preventable medical errors and pursue fair compensation. Schedule a free consultation:
- [About Us](https://campisilaw.ca/about-us/) - At Campisi, our mission is to provide exceptional legal advocacy. Learn more about our firm, what drives us, and how we can help you.
- [Case Results](https://campisilaw.ca/about-us/case-results/) - You can trust our team to deliver a just outcome. We have a proven track record of securing exceptional results for our serious injury clients.
- [Guelph Personal Injury Lawyers](https://campisilaw.ca/service-areas/guelph-personal-injury-lawyers/) - If you've suffered a serious injury, Campisi LLP can help. We’re your trusted Guelph personal injury lawyers throughout this uncertainty. Book a free consultation:
- [Belleville Personal Injury Lawyers](https://campisilaw.ca/service-areas/belleville-personal-injury-lawyers/) - If you've suffered a serious injury, Campisi LLP can help. We’re your trusted Belleville personal injury lawyers throughout this uncertainty. Book a free consultation:
- [Barrie Personal Injury Lawyers](https://campisilaw.ca/service-areas/barrie-personal-injury-lawyers/) - If you've suffered a serious injury, Campisi LLP can help. We’re your trusted Barrie personal injury lawyers throughout this uncertainty. Book a free consultation:
- [Pickering Personal Injury Lawyers](https://campisilaw.ca/service-areas/pickering-personal-injury-lawyers/) - Our Pickering personal injury lawyers offer trusted legal representation for victims of accidents and serious injuries. Book a free consultation:
- [Vaughan Personal Injury Lawyers](https://campisilaw.ca/service-areas/vaughan-personal-injury-lawyers/) - Our Vaughan personal injury lawyers advocate for injured clients and help secure the compensation they deserve. Book a free consultation:
- [Woodbridge Personal Injury Lawyers](https://campisilaw.ca/service-areas/woodbridge-personal-injury-lawyers/) - Our Woodbridge personal injury lawyers deliver skilled support for victims seeking fair compensation after an injury. Book a free consultation.
- [Peterborough Personal Injury Lawyers](https://campisilaw.ca/service-areas/peterborough-personal-injury-lawyers/) - If you've suffered a serious injury, Campisi LLP can help. We’re your trusted Peterborough personal injury lawyers throughout this uncertainty. Book a free consultation:
- [Oshawa Personal Injury Lawyers](https://campisilaw.ca/service-areas/oshawa-personal-injury-lawyers/) - Our Oshawa personal injury lawyers offer trusted support for injury claims and help clients move forward with confidence and clarity. Book a free consultation.
- [Oakville Personal Injury Lawyers](https://campisilaw.ca/service-areas/oakville-personal-injury-lawyers/) - Our Oakville personal injury lawyers work to secure fair compensation for clients affected by serious injuries and unexpected accidents. Book a free consultation.
- [Newmarket Personal Injury Lawyers](https://campisilaw.ca/service-areas/newmarket-personal-injury-lawyers/) - Our Newmarket personal injury lawyers guide clients through their claims with clear, supportive legal representation. Book a free consultation.
- [Mississauga Personal Injury Lawyers](https://campisilaw.ca/service-areas/mississauga-personal-injury-lawyers/) - Our Mississauga personal injury lawyers deliver experienced representation to help clients recover fair compensation and move forward. Book a free consultation.
- [Kitchener-Waterloo Personal Injury Lawyers](https://campisilaw.ca/service-areas/kitchener-waterloo-personal-injury-lawyers/) - Our Kitchener-Waterloo personal injury lawyers guide clients through complex claims and pursue fair compensation with reliable service. Book a free consultation.
- [Kingston Personal Injury Lawyers](https://campisilaw.ca/service-areas/kingston-personal-injury-lawyers/) - Our Kingston personal injury lawyers offer skilled support for injured individuals seeking justice and fair compensation for their losses. Book a free consultation.
- [Burlington Personal Injury Lawyers](https://campisilaw.ca/service-areas/burlington-personal-injury-lawyers/) - Our Burlington personal injury lawyers help clients navigate complex claims and work toward meaningful compensation and stability. Book a free consultation.
- [Aurora Personal Injury Lawyers](https://campisilaw.ca/service-areas/aurora-personal-injury-lawyers/) - Our Aurora personal injury lawyers offer dedicated representation and clear guidance to help clients pursue fair compensation. Book a free consultation.
- [Ajax Personal Injury Lawyers](https://campisilaw.ca/service-areas/ajax-personal-injury-lawyers/) - Our Ajax personal injury lawyers provide experienced legal support, guiding injured clients through every step of their claim. Book a free consultation.
- [Accessibility Policy](https://campisilaw.ca/accessibility-policy/) - This policy relates to standards for providing the services of Campisi LLP (Campisi) to people with disabilities.
- [Privacy Policy](https://campisilaw.ca/privacy-policy/) - Privacy Policy — We value our client's privacy as our primary concern.
- [Service Areas](https://campisilaw.ca/service-areas/) - No matter where you are, we make it easy to work with us. Meet us in person, talk by phone, or connect virtually—whatever works best for you.
- [Bowmanville Personal Injury Lawyers](https://campisilaw.ca/service-areas/bowmanville-personal-injury-lawyers/) - If you've suffered a serious injury, Campisi LLP can help. We’re your trusted Bowmanville personal injury lawyers throughout this uncertainty.
- [Caledon Personal Injury Lawyers](https://campisilaw.ca/service-areas/caledon-personal-injury-lawyers/) - If you've suffered a serious injury, Campisi LLP can help. We’re your trusted Caledon personal injury lawyers throughout this uncertainty.
- [Halton Hills Personal Injury Lawyers](https://campisilaw.ca/service-areas/halton-hills-personal-injury-lawyers/) - If you've suffered a serious injury, Campisi LLP can help. We’re your trusted Halton Hills personal injury lawyers throughout this uncertainty.
- [In The News](https://campisilaw.ca/resources/in-the-news/) - In The News Champions With Heart. Campisi lawyers make headlines with their exceptional results, and they are sought out by the media for expert commentary and deep insight into the law. Find out more below.For all media enquiries regarding Campisi LLP please contact media@campisilaw.ca or call 905-581-2235. Campisi LLP Giving Back: Wearing Capes for a
- [About Our Fees](https://campisilaw.ca/about-us/about-our-fees/) - About Our Fees At Campisi LLP, we strongly believe that all of our clients should have access to justice. Therefore, we accept personal injury cases on a contingency fee basis. You deserve your day in court when you have been seriously injured because of someone else’s negligence. Unfortunately, pursuing a lawsuit against the at-fault driver
- [Spanish Personal Injury Lawyer](https://campisilaw.ca/languages/es/spanish-personal-injury-lawyer/) - At Campisi LLP, our Spanish-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Greek Personal Injury Lawyer](https://campisilaw.ca/languages/el/greek-personal-injury-lawyer/) - At Campisi LLP, our Greek-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Portuguese Personal Injury Lawyer](https://campisilaw.ca/languages/pt/portuguese-personal-injury-lawyer/) - At Campisi LLP, our Portuguese-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Polish Personal Injury Lawyer](https://campisilaw.ca/languages/pl/polish-personal-injury-lawyer/) - At Campisi LLP, our Polish-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Punjabi Personal Injury Lawyer](https://campisilaw.ca/languages/pa/punjabi-personal-injury-lawyer/) - At Campisi LLP, our Punjabi-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Macedonian Personal Injury Lawyer](https://campisilaw.ca/languages/mk/macedonian-personal-injury-lawyer/) - At Campisi LLP, our Macedonian-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Italian-Speaking Personal Injury Lawyers](https://campisilaw.ca/languages/it/personal-injury-lawyers-italiana/) - At Campisi LLP, our Italian-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Croatian Personal Injury Lawyer](https://campisilaw.ca/languages/hr/croatian-personal-injury-lawyer/) - At Campisi LLP, our Croatian-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Hindi Personal Injury Lawyer](https://campisilaw.ca/languages/hi/hindi-personal-injury-lawyer/) - At Campisi LLP, our Hindi-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Hebrew Personal Injury Lawyer](https://campisilaw.ca/languages/he/hebrew-personal-injury-lawyer/) - At Campisi LLP, our Hebrew-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [French Personal Injury Lawyer](https://campisilaw.ca/languages/fr/french-personal-injury-lawyer/) - At Campisi LLP, our French-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Tagalog & Filipino Personal Injury Lawyer](https://campisilaw.ca/languages/fl/tagalog-filipino-personal-injury-lawyer/) - At Campisi LLP, our Filipino Tagalog-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Mandarin Personal Injury Lawyer](https://campisilaw.ca/languages/zh/mandarin-personal-injury-lawyer/) - At Campisi LLP, our Mandarin-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Urdu Personal Injury Lawyer](https://campisilaw.ca/languages/ur/urdu-personal-injury-lawyer/) - At Campisi LLP, our Urdu-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Ukrainian Personal Injury Lawyer](https://campisilaw.ca/languages/uk/ukrainian-personal-injury-lawyer/) - At Campisi LLP, our Ukrainian-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Tamil Personal Injury Lawyer](https://campisilaw.ca/languages/ta/tamil-personal-injury-lawyer/) - At Campisi LLP, our Tamil-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Serbian Personal Injury Lawyer](https://campisilaw.ca/languages/sr/serbian-personal-injury-lawyer/) - At Campisi LLP, our Serbian-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Russian Personal Injury Lawyer](https://campisilaw.ca/languages/ru/russian-personal-injury-lawyer/) - At Campisi LLP, our Russian-speaking legal team ensures you're heard, understood, and supported every step of the way.
- [Corporate & Social Responsibility](https://campisilaw.ca/about-us/corporate-social-responsibility/) - We carefully select and support organizations that directly benefit our clients’ rehabilitation and recovery journeys.
- [Testimonials](https://campisilaw.ca/about-us/testimonials/) - The testimonials below show real experiences from people we’ve helped—from first consultation to successful resolution.
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## My Templates

- [You Deserve To Be Heard](https://campisilaw.ca/?elementor_library=you-deserve-to-be-heard) - You Deserve to Be Heard No pressure. No obligation. Just answers, support, and a clear path forward. Live Chat – Always Open Free Consultationby Phone 855-351-1115 Send Us a Message
- [Footer](https://campisilaw.ca/?elementor_library=elementor-footer-13) - Content area
- [Languages](https://campisilaw.ca/?elementor_library=languages) - Injury Lawyers That Speak Your Language Choose your language to translate our website Talk to a Toronto Personal Injury Lawyer Who Truly ListensIf you or someone you love has suffered a catastrophic injury, you deserve more than legal representation. You deserve a legal team that puts your healing, your dignity, and your future first.Arabic, Creole
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- [Why Trust Campisi (4up)](https://campisilaw.ca/?elementor_library=why-trust-campisi-4up) - Why Trust Campisi LLP? Campisi LLP is proud to have a 97% client satisfaction rate due to our dedication to those we help and our intense attention to detail. We understand how devastating car accidents can be—and we’re committed to helping our clients recover physically, emotionally, and financially.When you work with Campisi, you benefit from:
- [Location with Google Map](https://campisilaw.ca/?elementor_library=location-with-google-map) - Find A Personal Injury Lawyer Near You Available seven days a week. We’ll meet you wherever works best: in person, online, or by phone. Find us here: Ajax, Aurora, Barrie, Belleville, Bowmanville, Burlington, Caledon, Downtown, Guelph, Halton Hills, Hamilton, Kingston, Kitchener-Waterloo, Markham, Mississauga, Newmarket, Oakville, Oshawa, Peterborough, Pickering, Toronto, Vaughan, Woodbridge.
- [Author Archive](https://campisilaw.ca/?elementor_library=author-archive) - Blog Posts by Author Snow Removal Laws Ontario: Who’s Responsible For Removing Snow? Can I Lose My Job If I Take Time Off Due to a Car Accident in Ontario? Delaney McCartan After a car accident, one of the biggest worries many Ontario workers have is whether... Read More
- [Elementor Loop Item #1472](https://campisilaw.ca/?elementor_library=elementor-loop-item-2) - Elementor Loop Item #1472
- [What You'll Get From A Free Consultation](https://campisilaw.ca/?elementor_library=what-youll-get-from-a-free-consultation) - What You’ll Get from Your Free Consultation 1 Expert Case Assessment We'll thoroughly evaluate your accident claim, determine its strength, and clearly explain your legal rights and potential compensation options. 2 Strategic Action Plan You'll receive a detailed roadmap of your case timeline, key milestones, and our proven approach to maximize your settlement or court
- [Form — Expertise Pages](https://campisilaw.ca/?elementor_library=form-expertise-pages) - Contact us today for your free, no-obligation consultation.
- [Content Page (Jan 2026)](https://campisilaw.ca/?elementor_library=content-page-jan-2026) - About Our Fees At Campisi LLP, we strongly believe that all of our clients should have access to justice. Therefore, we accept personal injury cases on a contingency fee basis. You deserve your day in court when you have been seriously injured because of someone else’s negligence. Unfortunately, pursuing a lawsuit against the at-fault driver
- [Blog Archive](https://campisilaw.ca/?elementor_library=elementor-archive-1464) - PERSONAL INJURY BLOG Champions With Heart. We advocate for individuals and families affected by devastating incidents. When you choose Campisi, you gain a trusted ally—someone who will stand by your side through every stage of the legal process. Search Search Blog News Uncategorized All Campisi LLP Giving Back: Wearing Capes for a Cause Are Your
- [Elementor Single Post](https://campisilaw.ca/?elementor_library=elementor-single-post-1471) - Elementor Single Post Holger Meiche September 22, 2025 A few weeks ago, our team proudly put on our capes in support of Capes for Kids, standing alongside two very special leaders, our Kid Captains, Shayna and Maverick. This campaign supports the incredible work of Holland Bloorview Kids Rehabilitation Hospital Foundation, a place where children with
- [Default Kit](https://campisilaw.ca/?elementor_library=default-kit)
- [Elementor Loop Item #1469](https://campisilaw.ca/?elementor_library=elementor-loop-item) - Elementor Loop Item #1469 Holger Meiche Read More... Read More
- [Content Team Member 2026 (Imtiaz)](https://campisilaw.ca/?elementor_library=content-team-member-2026-imtiaz) - Campisi LLP Team Imtiaz Hosein imtiaz@campisilaw.ca Connect on LinkedIn Imtiaz Hosein is a personal injury lawyer who joined the Campisi LLP team in 2017. He represents catastrophically injured and disabled clients in tort and accident benefits claims.Imtiaz is a client-first lawyer. He values the trust that clients and their families place in him and approaches
- [Content Team member 2026](https://campisilaw.ca/?elementor_library=content-team-member-2026) - Campisi LLP Team Cassandra De Marco cassandradm@campisilaw.ca Connect on LinkedIn Cassandra De Marco is a personal injury lawyer committed to guiding her clients through some of life’s most difficult moments. Before joining Campisi LLP, she completed her articles at a prominent personal injury firm in Toronto, where she developed a strong passion for protecting the
- [Blog](https://campisilaw.ca/?elementor_library=blog) - After a car accident, one of the biggest worries many Ontario workers have is whether they’ll still have a job when they’re ready to return to work. The good news is that Ontario law provides strong protections for employees who need time off due to accident-related injuries. You’re Protected Under Ontario Law In most cases,
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- [Settlements](https://campisilaw.ca/?elementor_library=settlements) - Settlements While You Heal, We Deliver Million $ Bicycle Accident (17-Year-Old) Soft tissue injuries after collision with a vehicle Bicycle Injuries Million $ Severe Burn Injury (Face, Neck, Chest) Second and third degree burns after school accident Burn Injury Million $ Car vs Truck Collision Life-altering injuries from a high-impact vehicle crash. Truck Accident Million
- [Elementor Search Results](https://campisilaw.ca/?elementor_library=elementor-search-results) - Search Results Search Search E-bike Accidents E-Bike Accident Lawyer Toronto Guiding you through the aftermath of the unexpected. E-bike and e-scooter accidents happen in seconds but the consequences last forever. Broken bones, traumatic brain injuries, and financial ruin shouldn’t define your Read More » The Hidden Dangers of E-Bikes and E-Scooters for Kids: A Growing
- [Winning Results Counter](https://campisilaw.ca/?elementor_library=winning-results-counter) - Winning The Results That Make Recovery Possible Customer Satisfaction Rate 0 % New Cases Each Month < 0 Legal Advice and Support 0 /7 Languages Spoken 0
- [Google Reviews ElfSight](https://campisilaw.ca/?elementor_library=google-reviews-elfsight) - Hear What Campisi Clients Have to Say
- [Content Team Member](https://campisilaw.ca/?elementor_library=content-team-member) - Campisi LLP Team Imtiaz Hosein imtiaz@campisilaw.ca Connect on LinkedIn Imtiaz is a personal injury lawyer that joined the Campisi LLP team in 2017. He represents catastrophically injured and disabled clients in tort and accident benefits claims.Imtiaz is a client first lawyer. He deeply values the trust that clients and their families place in him, and he
- [Careers Template](https://campisilaw.ca/?elementor_library=careers-template) - JOB TYPE Personal Injury Lawyer (Junior Lawyer Mentorship Opportunity) Woodbridge ON Hybrid Work Full Time Apply Here Job description Leverage your 1-2 years’ post call plaintiff personal injury or insurance defence experience to do more satisfying and groundbreaking work.Please note, this role is ideal for a junior lawyer who is seeking a mentorship opportunity and has the
- [Content Top Level Page Template](https://campisilaw.ca/?elementor_library=content-top-level-page-template) - Our Expertise Champions With Heart. At Campisi LLP, our team brings together unmatched legal expertise and a deep commitment to compassionate care. Every member of our firm plays a vital role in ensuring that you receive the justice and compensation you deserve. We advocate for individuals and families affected by devastating incidents. When you choose Campisi,
- [Content Location Template](https://campisilaw.ca/?elementor_library=content-location-template) - Aurora Personal Injury Lawyers A serious injury can impact every part of your life—from your ability to work and support your family to enjoying daily routines and activities you once loved. At Campisi LLP, we’re here to ensure you’re not navigating this journey alone. Our team is committed to protecting your rights and securing the
- [Content Language Template](https://campisilaw.ca/?elementor_library=content-language-template) - Italian-Speaking Personal Injury Lawyers Trusted by our clients.Respected by our adversaries. At Campisi LLP, our Italian-speaking legal team ensures you’re heard, understood, and supported—every step of the way. Talk to an Italian-Speaking Personal Injury Lawyer After a serious accident, dealing with legal issues in a second language can add unnecessary stress. At Campisi, we believe
- [Content Page Template](https://campisilaw.ca/?elementor_library=content-page-template) - ATV Accident Lawyer Toronto Guiding you through the aftermath of the unexpected. ATV accidents can lead to serious, life-altering injuries—even with protective gear. A head injury, broken bones, or internal trauma can change your future in an instant.At Campisi LLP, we understand the impact these accidents have. Our legal team is experienced in handling ATV

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