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How Highway Traffic Act Convictions Can Impact Your Civil Litigation Case

Ethan Zavarella on December 19, 2024

A Highway Traffic Act (“HTA”) trial may seem like a minor inconvenience, but its implications can extend far beyond immediate penalties such as modest fines. A conviction can have serious consequences in civil litigation. If you are sued after a car accident and the damages awarded against you exceed your insurance policy limits, you may be personally responsible for the remaining amount. This could put your personal assets at risk.

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The Importance of Minding the Details When Making a Claim

Ethan Zavarella on October 10, 2024

In a recent case, Heartland Farm Mutual Inc. refused to pay over $1 million in optional insurance coverage to two people they insured after a serious car accident. Heartland denied the coverage because of a minor administrative error, which they should have known could occur given the circumstances, and later used to their advantage. Despite this, the License Appeal Tribunal (an Ontario tribunal that resolves disputes related to car insurance claims, license issues, and other regulated matters outside of the traditional court system), said it could not step in to provide an equitable remedy, allowing Heartland to benefit from its unfair handling of the claim.

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5 Tips for Properly Filling Out an OCF-6 Form

Meghan Fyall on October 11, 2023

The Expense Claim Form (OCF-6) is a critical document in the process of seeking compensation for injuries sustained in a motor vehicle accident. Accidents can be overwhelming, and navigating the paperwork can be daunting. However, filling out the OCF-6 form accurately and completely is crucial to ensure you receive the benefits you deserve. In this article, we’ll provide you with essential tips on how to properly fill out an OCF-6 form.

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Determining Catastrophic Impairment in Ontario

campisillp on February 3, 2023

Nobody wants to contemplate a catastrophic injury, but unfortunately thousands of Ontarians every year are seriously injured in this way.

From a personal injury standpoint, Catastrophic Injuries or Impairments are a special classification of injury that often result in substantially larger settlements due to the life altering health effects and impact they have on an individual’s ability to support him or herself in the future.

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What is a Personal Injury Lawyer?

campisillp on December 23, 2022

You might only have a vague idea of what personal injury lawyers do for a living. “Go to court,” for example, or “fight the insurance companies,” might come to mind, and probably some version of, “No fees until you win!” It only matters when you have been in a car accident or suffered other serious injuries because of someone’s negligence (like the city, province, or a business or property owner). Then, you need to know which car accident lawyer you should hire, or who is the best personal injury lawyer.

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