Champions With Heart.

Call Us 855-351-1115

Tell us what happened
Contact Us

The Importance of Minding the Details When Making a Claim

Ethan Zavarella on October 10, 2024

In a recent case, Heartland Farm Mutual Inc. refused to pay over $1 million in optional insurance coverage to two people they insured after a serious car accident. Heartland denied the coverage because of a minor administrative error, which they should have known could occur given the circumstances, and later used to their advantage. Despite this, the License Appeal Tribunal (an Ontario tribunal that resolves disputes related to car insurance claims, license issues, and other regulated matters outside of the traditional court system), said it could not step in to provide an equitable remedy, allowing Heartland to benefit from its unfair handling of the claim.

Read More about The Importance of Minding the Details When Making a Claim

Truck Accident Attorney Commonly Asked Questions: Insights from our Legal Team

Cesar Carranza on October 10, 2024

Driving with Large Commercial Vehicles on Ontario Highways

If you drive on Ontario’s 400-series highways, you’re familiar with the dangers posed by large commercial vehicles like tractor trailers, dump trucks, and buses. These massive vehicles can cause massive life-changing accidents due to their sheer size, weight, and inherent instability. While most commercial drivers are trained professionals, accidents can still happen when:

Read More about Truck Accident Attorney Commonly Asked Questions: Insights from our Legal Team

Who’s on the Hook? Understanding Insurance Priority for Your Accident Benefits

Gurpreet Farmaha on September 11, 2024

If you’ve been involved in a motor vehicle accident, it’s crucial to understand how accident benefits are prioritized, and which insurer is responsible for providing you with the compensation you deserve. Ontario’s Insurance Act outlines a specific “priority” hierarchy that determines the insurer responsible for paying your accident benefits.

Read More about Who’s on the Hook? Understanding Insurance Priority for Your Accident Benefits

Whiplash: Medical and Legal Considerations

Cesar Carranza on August 15, 2024

Whiplash Associated Disorder (WAD) is the full medical name for Whiplash – neck injuries from (even low-speed) car accidents. Usually, whiplash happens when another driver rear-ends the accident victim, although it can be caused by any impact, or even from sudden braking to avoid an accident. The victim’s head snaps violently back and forward, damaging their neck. Whiplash is classified as a soft-tissue injury (STI) to the muscles, ligaments, and tendons. Because there are no broken bones, whiplash injuries can be challenging to identify. This makes them harder to prove in a lawsuit or when the victim needs no-fault accident benefits from their own auto insurance company.

Read More about Whiplash: Medical and Legal Considerations

Legal Considerations – Brain Injury Lawsuits

Cesar Carranza on August 8, 2024

Few things in life are as scary and potentially life changing as brain injuries. When you or someone you love has suffered a brain injury, the impact on your relationships, family finances, and daily activities can be devastating. Unfortunately, the complex nature of these injuries causes a lot of confusion, from basic medical terminology to possible legal considerations. We are here to help.

Read More about Legal Considerations – Brain Injury Lawsuits

Understanding Ontario Claim Forms (OCF)

Campisi Law on May 27, 2024

In Ontario, if you are injured in an accident and need to access insurance benefits, the process begins by starting a personal injury claim, commonly referred to as an Accident Benefits claim. To do this, you need to fill out specific Ontario Claim Forms (OCF). In the context of personal injury law, OCF refers to the forms used for managing disputes related to automobile accidents and accident benefits.

Read More about Understanding Ontario Claim Forms (OCF)

Show Me The Money! Finding Extra Sources of Compensation for Your Client

Campisi Law on May 15, 2024

In the majority of MVA claims, the facts will be straightforward. There will be one defendant who is adequately insured to compensate your client for her losses. However, situations will arise where this is not the case. My purpose in this paper is to provide a brief overview of some potential sources of compensation when the facts are not as clear cut in your client’s favour.

Read More about Show Me The Money! Finding Extra Sources of Compensation for Your Client