When a catastrophic injury changes everything, you need a team that understands what’s at stake. Campisi LLP stands with you, every step of the way.
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When you need a catastrophic injury lawyer in Toronto, Campisi is here to help. Our experienced legal team, led by Joseph Campisi, professor of insurance law, and co-author of the Butterworth’s Ontario Motor Vehicle Insurance Practice Manual. Campisi focuses exclusively on personal injury law. We bring decades of combined experience and a deep understanding of Ontario’s catastrophic impairment laws.
From our paralegals and clerks to our lawyers, every member of our team is committed to achieving the best possible outcome. We’re proud to be known as champions with heart: legal professionals who relentlessly seek justice while treating every client with compassion and respect.
“While most lawyers would have settled for less, they fought for what they knew it was worth. I can’t take away the accident, but Campisi set me and my family up for a better future.”
CK
In Ontario, a catastrophic injury is defined by the presence of serious, long-term impairments such as:
Some injuries are straightforward to prove, others require extensive medical evidence and expert assessment. At Campisi LLP, we work closely with healthcare professionals and specialists to ensure your condition is properly documented and recognized under the law.
A catastrophic designation is crucial. It unlocks access to enhanced benefits, up to $1,000,000 for medical, rehabilitation, and attendant care costs, including up to $6,000 per month in attendant care. These benefits can make a critical difference in your recovery and quality of life.
Determining whether an injury qualifies as catastrophic can be highly complex, and insurance providers often dispute the designation due to the costs involved. Our experienced team knows how to advocate for your rights and has a proven track record of success in catastrophic injury claims.
Navigating a catastrophic injury claim is complex, but you don’t have to do it alone. Campisi LLP takes care of the entire legal journey, providing expert guidance and fierce advocacy every step of the way:
We start by building a solid foundation. Our team thoroughly gathers and reviews all relevant documentation, including medical records, accident reports, witness statements, and expert evaluations. We go above and beyond, typically catching details others may miss. Finally, we work with trusted medical professionals and accident reconstruction specialists when needed to ensure no detail is overlooked.
To pursue a catastrophic injury claim in Ontario, your injuries must meet specific legal definitions under the Statutory Accident Benefits Schedule (SABS). Our lawyers understand the nuances of this evaluation process and work closely with medical experts to determine if your condition qualifies.
Legal matters can feel overwhelming, especially while recovering from a life-changing injury. That’s why we provide clear, compassionate legal advice that’s tailored to your specific situation. We help you understand your rights, the process, and your options, so you always feel confident and empowered to make informed decisions.
We take the time to accurately calculate the compensation you deserve, factoring in more than just immediate costs. This includes, but is not limited to:
Our team ensures that your claim reflects the full scope of your hardship, not just what’s obvious on paper.
Insurance claims can involve a lot of back and forth. We’re here to make sure your case is clearly presented and that your compensation reflects the full impact of your injury. Our team takes over all communication with insurers so you don’t have to. We know how to navigate conversations and advocate firmly on your behalf.
While many cases are resolved through negotiation, some require taking the matter to court. If litigation becomes necessary, we’re ready to represent you with confidence, precision, and tenacity. Our lawyers are experienced trial advocates who prepare meticulously, ensuring your case is presented with strength and clarity. We stand by your side in the courtroom fighting for your future.
If the insurance assessors conclude that your impairments do not qualify under any of the categories, you will have to start a proceeding against your insurer and challenge the findings. It is essential that you hire an experienced and decisive personal injury law firm like Campisi LLP to represent you in this complex proceeding. Often, the insurance company will want to settle your claim on a full and final basis rather than proceed to a hearing. We will provide you with clear and prudent advice so that you can determine whether settling is in your best interest.
Generally, you have two years from the date of denial to start a proceeding with the Licence Appeal Tribunal. This does not mean you have to file for a determination of catastrophic impairment within 2 years, because in many cases, your condition will deteriorate over time. In most cases, you will already be represented by us or another reputable law firm. However, if you have taken care of your own accident benefits prior to the need for a catastrophic impairment determination, we are pleased to offer a free, no-obligation consultation so that your mind can be at ease.
At Campisi LLP, our legal expertise and compassionate care set us apart. Clients choose us because:
Led by a professor of insurance law and backed by nearly 50 years of collective experience, we understand personal injury law inside and out.
With services available in 20 languages, we make sure you feel supported and understood—every step of the way.
We treat you like family, offering the care, communication, and guidance you need during a difficult time.
If you or a loved one suffers a catastrophic injury, prioritize your safety and health first. Get medical attention right away, and follow all treatment recommendations. When possible, also take these important steps:
Campisi operates on a contingency fee basis. That means you don’t pay any legal fees upfront. We only get paid when we win or settle your case, so financial concerns never stand in the way of getting the legal help you need.
We'll thoroughly evaluate your accident claim, determine its strength, and clearly explain your legal rights and potential compensation options.
You'll receive a detailed roadmap of your case timeline, key milestones, and our proven approach to maximize your settlement or court award.
You'll leave with actionable advice and clear direction, whether we can take your case or not.
Available seven days a week. We’ll meet you wherever works best: in person, online, or by phone.
Find us here: Ajax, Aurora, Barrie, Belleville, Bowmanville, Burlington, Caledon, Downtown, Guelph, Halton Hills, Hamilton, Kingston, Kitchener-Waterloo, Markham, Mississauga, Newmarket, Oakville, Oshawa, Peterborough, Pickering, Toronto, Vaughan, Woodbridge.
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If you or someone you love has suffered a catastrophic injury, you deserve more than legal representation. You deserve a legal team that puts your healing, your dignity, and your future first.
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